Financial product frequent identification and comparision service
First Claim
1. A system for regularly comparing and obtaining financial product information comprising a plurality of components stored on computer-readable media, the system comprising:
- a client interface component;
a data warehouse component capable of storing information;
a client data collection component capable of collecting information about said client and storing the data in the data warehouse component;
a decisionmaking component capable of receiving client information and transmitting financial product information based on said client information;
a communication component capable of communicating client information stored in the data warehouse component to a the decisionmaking component and receiving financial product information from the decisionmaking component;
a product comparison component capable of comparing a plurality of financial product information received by said communication component and transmitting a subset of said plurality of financial product information to said client via the client interface component based on said comparison; and
a transfer facilitation component capable of facilitating the client'"'"'s transfer from one financial product to another financial product selected from said subset.
1 Assignment
0 Petitions
Accused Products
Abstract
Systems and methods for identifying and comparing financial products on a regular basis are disclosed. Client information is collected, validated, and stored in a data warehouse and kept up to date. Client information is periodically transmitted to decisionmaking components and information about financial products for which the client is eligible is received. The system comprehensively compares the received financial products and determines which of them, if any, is best for the client. The system transmits the chosen financial products to the client. If the client decides to obtain one of the financial products, the system facilitates the process of obtaining the financial product.
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Citations
35 Claims
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1. A system for regularly comparing and obtaining financial product information comprising a plurality of components stored on computer-readable media, the system comprising:
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a client interface component; a data warehouse component capable of storing information; a client data collection component capable of collecting information about said client and storing the data in the data warehouse component; a decisionmaking component capable of receiving client information and transmitting financial product information based on said client information; a communication component capable of communicating client information stored in the data warehouse component to a the decisionmaking component and receiving financial product information from the decisionmaking component; a product comparison component capable of comparing a plurality of financial product information received by said communication component and transmitting a subset of said plurality of financial product information to said client via the client interface component based on said comparison; and a transfer facilitation component capable of facilitating the client'"'"'s transfer from one financial product to another financial product selected from said subset. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A system for regularly comparing and switching financial products comprising a plurality of components stored on computer readable media, the system comprising:
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a client interface component; a data warehouse component capable of storing client information; a client data collection component capable of collecting client information and storing the client information in said data warehouse component; a communication component for communicating client information to a decisionmaking component and receiving financial product information from a decisionmaking component; a product comparison component capable of comparing a plurality of financial products received by said communication component and transmitting to a client a subset of said plurality of financial products via the client interface component; and a transfer facilitation component capable of facilitating the client'"'"'s transfer from an existing financial product to a financial product in said subset. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21, 22)
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23. A method for regularly comparing financial products, comprising the steps of:
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collecting client information; storing client information in a data warehouse; communicating client information to decisionmaking components; receiving financial product information for a client from decisionmaking components; comparing a plurality of financial products received from decisionmaking components; transmitting a subset of said plurality of financial products to the client based on the results of the comparison step; and performing at least one of the steps on a regular basis. - View Dependent Claims (24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35)
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Specification