METHODS AND SYSTEMS FOR PROVIDING PERSONALIZED INFORMATION

• US 20080120182A1
• Filed: 05/16/2007
• Published: 05/22/2008
• Est. Priority Date: 05/16/2006
• Status: Abandoned Application

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Deibert, Doug, Ring, Christine, Arnold, Deborah, Lee, Roberta, Quach, Charles
• Application Number:
  US11/749,566
• Publication Number:
  US 20080120182A1
• Time in Patent Office: Days
• US Class Current: 705/14
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0225 Avoiding frauds

Abstract

A system and method for providing personalized information to a consumer includes a contactless device containing electronic consumer data, a contactless device reader, a service platform connected to the contactless device reader for processing the consumer data and creating customized information from the consumer data, and an output device including a display for outputting the customized information to the consumer.

Claims

1. A system for providing personalized information to a consumer comprising:

a consumer information device containing electronic consumer data;

a consumer information device reader for requesting and reading said consumer data contained on said consumer information device;

a service platform connected to said information device reader for receiving said consumer data transmitted from said device reader, processing said consumer data, and creating customized information from said consumer data to be provided to said consumer; and

at least one output device connected to said service platform for receiving said customized information transmitted from said service platform, and outputting said customized information to said consumer.

2. The system of claim 1, wherein said electronic consumer data includes personal information of said consumer.

3. The system of claim 1, wherein said service platform includes a computer system and software for processing said consumer data and creating said customized information to be provided to said consumer.

4. The system of claim 3, wherein said consumer information device includes a storage medium

5. The system of claim 4, wherein said consumer information device is a contactless device and said device reader is a contactless device reader.

6. The system of claim 3, wherein said computer system transmits at least a portion of said customized information to said device reader, and said device reader transmits said portion of said customized information to said consumer information device.

7. The system of claim 1, wherein said device reader is embedded in said output device.

8. The system of claim 1, wherein said output device includes at least one display device for visually displaying said customized information to said consumer.

9. The system of claim 8, wherein said output device includes at least one speaker for broadcasting customized audio information to said consumer.

10. A method for providing personalized information to a consumer comprising the steps of:

storing electronic consumer data on a consumer information device;

presenting said consumer information device to a consumer information device reader;

requesting and reading said electronic consumer data from said consumer information device with said device reader;

transmitting said consumer data from said device reader to a service platform;

creating customized information in said service platform from said electronic consumer data;

transmitting said customized information to an output device;

outputting said customized information to said consumer.

11. The method of claim 10, further comprising transmitting at least a portion of said customized information from said service platform to said information device reader, and transmitting said customized information from said information device reader to said consumer information device for storage on said device.

12. The method of claim 10, further comprising said device reader providing acknowledgement of said consumer to said consumer.

13. The method of claim 10, wherein presenting said consumer information device to a consumer information device reader includes the step of bringing a contactless device proximate to a contactless device reader.

14. The method of claim 10, wherein outputting said customized information to said consumer includes displaying customized visual information on at least one display device.

15. The method of claim 14, wherein outputting said customized information to said consumer includes broadcasting customized audio information from at least one audio speaker.

16. The method of claim 10, wherein said electronic consumer data includes one or more of a name, country of residence, preferred language, preferred currency, and personal consumer purchasing preferences.

17. The method of claim 10, wherein said customized consumer information includes suggestions as to potential purchases to be made by said consumer.