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Centralized loan application and processing

  • US 20080120224A1
  • Filed: 11/16/2006
  • Published: 05/22/2008
  • Est. Priority Date: 11/16/2006
  • Status: Abandoned Application
First Claim
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1. A centralized credit processing system comprising:

  • a credit operations center, in communication with a loan information data center, a credit bureau processing center and at least one bank, includingat least one interview room with video conferencing capabilities; and

    at least one control center; and

    at least one store location, each store location comprising;

    at least one interview room with video conferencing capabilities;

    a settlement room; and

    an electronic credit application system, the electronic credit application system querying a loan applicant for information related to a loan application and forwarding the information to the credit operations center for processing.

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