Method, system and portable consumer device using wildcard values
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Abstract
A portable consumer device is disclosed. The portable consumer device includes a body and a computer readable medium coupled to the body. The computer readable medium comprises a data string including one or more wildcard values. The data string is specifically associated with the consumer. For example, the data string may represent one or more products that the consumer prefers to use.
107 Citations
75 Claims
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1-46. -46. (canceled)
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47. A mobile phone used by a consumer in a purchase transaction, the mobile phone comprising:
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a body; and a computer readable medium coupled to the body, the computer readable medium comprising a data string including one or more wildcard values, wherein the data string is specifically associated with the consumer, wherein the one or more wildcard values are associated with the purchase transaction. - View Dependent Claims (48, 49, 50, 51, 52, 53, 54, 55, 56)
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57. A method of using a mobile phone by a consumer in a purchase transaction, the method comprising:
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obtaining a mobile phone comprising a computer readable medium comprising a data string including one or more wildcard values, wherein the data string is specifically associated with the consumer, wherein at least one wildcard value is associated with the purchase transaction; and using the mobile phone at an access device. - View Dependent Claims (58, 59, 60, 61, 62, 63, 64, 65)
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66. A system for managing transactions with respect to a consumer in conducting a purchase transaction, comprising:
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a mobile phone configured to store a first data string having one or more wildcard values, wherein the first data string is specifically associated with the consumer, wherein the one or more wildcard values are associated with the purchase transaction; and an access device configured to communicate with the mobile phone and to manage the purchase transaction. - View Dependent Claims (67, 68, 69, 70, 71, 72, 73, 74, 75)
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Specification