Method and apparatus for a private information system and service transactions that minimize theft of identity data
First Claim
84. A method of protecting Identity theft sensitive personal data-of a customer from a service provider over a global computer network, comprising the steps of:
- a. receiving customer personal data over a computer network;
the personal data having attributes of (i) an identifying data such as, name, address and identification numbers such as telephone number, social security number and driver license number, and (ii) a non-identifying data specific to a person such as, financial data, tax data, body dimension data, insurance data, and health data;
b. partitioning the customer personal data into the attributes of the customer identifying data and the customer non-identifying data;
c. assigning a non-customer identifying reference to the customer non-identifying data and saving the reference and the customer non-identifying data in a database server.
1 Assignment
0 Petitions
Accused Products
Abstract
A method and apparatus (10) for a privacy system (12) that facilitates anonymous service transactions globally between a customer (20) and a service merchant (22) and that minimizes the theft of personally sensitive identity data. The privacy system (12) allows the customer (20) to receive service (60) from the merchant (22) over the Internet without the merchant (22) receiving and keeping the identity data, bankcard information and other personally sensitive Id theft prone data of the customer (20). Invention also discloses a private information system on Internet using an anonymous identifier to store private information that minimizes the theft of personally sensitive identity data. The anonymous identifier is self-created by a person to assure anonymity to the person to facilitate anonymous and secure transactions over the Internet.
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Citations
100 Claims
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84. A method of protecting Identity theft sensitive personal data-of a customer from a service provider over a global computer network, comprising the steps of:
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a. receiving customer personal data over a computer network;
the personal data having attributes of (i) an identifying data such as, name, address and identification numbers such as telephone number, social security number and driver license number, and (ii) a non-identifying data specific to a person such as, financial data, tax data, body dimension data, insurance data, and health data;
b. partitioning the customer personal data into the attributes of the customer identifying data and the customer non-identifying data;
c. assigning a non-customer identifying reference to the customer non-identifying data and saving the reference and the customer non-identifying data in a database server. - View Dependent Claims (85, 86, 87, 88, 89, 90, 91)
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92. A computer system having a plurality of servers for protecting identity theft sensitive personal data of a customer from a service provider over a global computer network, comprising:
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a. a function that receives customer personal data over a computer network;
the personal data has attributes of (i) an identifying data part such as, name, address and identification numbers and (ii) a non-identifying data part such as, financial data, tax data, body dimensions data, insurance data and health data;
b. a function that partitions the customer personal data, into the customer identifying data part and customer non-identifying data part;
c. a function that assigns a non-customer identifying reference to the customer non-identifying data and saves the reference and the customer non-identifying data in a database server. - View Dependent Claims (93, 94, 96, 97)
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95. The system as in 92 further comprising:
a function that processes a payment, from the customer to the service provider for payment of the service, using existing payment authorization networks and forwards payment authorization data to the service provider.
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98. A computer system having a plurality of servers for protecting identity theft sensitive personal data of a customer in an information system comprising:
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a. an access function that presents a screen, that requires entry of only one initial sequence of data items from the customer, in lieu of a user id and a password;
b. the initial sequence includes at least three data format items from a group of, (i) zip code, (ii) name initials, (iii) a date, (iv) personal like and dislike phrase, (v) a personal number, (iv) gender, these specific format of data facilitate creation of the sequence by memory association with these known formats;
c. a function that receives the sequence and creates a new customer record in the information system, for anchoring customer personal information, wherein a customer identifying part and a customer non-identifying part of the personal information are saved in separate database servers. - View Dependent Claims (99, 100)
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Specification