Point Of Sale Transaction Device With Magnetic Stripe Emulator And Biometric Authentication
First Claim
Patent Images
1. A device for performing point of sale transactions comprising:
- a. a housing, said housing being the approximate size of a credit card;
b. a biometric sensor;
c. memory, for storing information regarding one or more accounts;
d. a user interface, for selecting one of said one or more accounts stored in said memory;
e. a display component, for displaying information about said selected account; and
f. an RF interface, including an RF antenna, for providing said selected account information in electronic form to a point of sale device.
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Accused Products
Abstract
A handheld unit which is capable of emulating a plurality of smartcards or magnetic stripe cards. The unit has the capability of storing a plurality of data sets representing a plurality of accounts. The unit is equipped with an RF interface that can emulate a smartcard interface that is capable of communicating with smartcard readers at POS or ATM terminals, or anywhere else a smartcard may be utilized. The unit is also equipped with a programmable magnetic strip such that it can be used anywhere a magnetic stripe card can be swiped or inserted. The unit is equipped with a biometric sensor to positively verify an authenticated user.
364 Citations
83 Claims
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1. A device for performing point of sale transactions comprising:
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a. a housing, said housing being the approximate size of a credit card; b. a biometric sensor; c. memory, for storing information regarding one or more accounts; d. a user interface, for selecting one of said one or more accounts stored in said memory; e. a display component, for displaying information about said selected account; and f. an RF interface, including an RF antenna, for providing said selected account information in electronic form to a point of sale device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 82)
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43. A device for performing point of sale transactions comprising:
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a. a housing, said housing being the approximate size of a credit card; b. a fingerprint scanner; c. memory, for storing information regarding one or more accounts; d. one or more buttons for selecting one of said one or more accounts; e. a display, for displaying information about one of said accounts, said displayed account being the currently selected account; f. an RF interface for providing said currently selected account information in electronic form to a point of sale device; and g. a programmable magnetic stripe capable of being programmed with said currently selected account information and thereafter erased. - View Dependent Claims (44, 45, 46, 47, 48, 55, 56, 57, 58, 59, 60)
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49. A system for performing point-of-sale transactions comprising:
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a. a computer running an application; and b. a handheld component comprising; memory, for storing information regarding one or more accounts; a user interface, for selecting one of said one or more accounts stored in said memory; a biometric sensor, for verifying the identity of a user of said device; an RF interface for transmitting said selected account information in electronic form to a point of sale terminal; and a data port for communicating with said application; and - View Dependent Claims (50, 51, 52, 53, 54, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81)
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83. A device for performing point of sale transactions comprising:
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a. a cellular telephone, including a housing; b. a biometric sensor, disposed on said housing; c. memory, for storing information regarding one or more accounts; d. a user interface, for selecting one of said one or more accounts stored in said memory; e. a display component, for displaying information about said selected account; and f. an RF interface, including an RF antenna, for providing said selected account information in electronic form to a point of sale device.
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Specification