SYSTEM AND METHOD FOR PROVIDING HANDSET INSURANCE IN A WIRELESS ENVIRONMENT

• US 20080127313A1
• Filed: 11/29/2006
• Published: 05/29/2008
• Est. Priority Date: 11/29/2006
• Status: Abandoned Application

• Current Assignee: Cingular Wireless II LLC (AT&T, Inc.)
• Original Assignee: Cingular Wireless II LLC (AT&T, Inc.)
• Inventors: Payne, James A., Link, Charles M., Faulkner, Max G.
• Application Number:
  US11/564,379
• Publication Number:
  US 20080127313A1
• Time in Patent Office: Days
• US Class Current: 726/5
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: H04W 24/00 Supervisory, monitoring or testing arrangements
• CPC Class Codes: H04W 8/005 Discovery of network devices, e.g. terminals
• CPC Class Codes: H04W 8/26 Network addressing or numbering for mobility support

Abstract

The claimed subject matter provides systems and/or methods that facilitate collecting data within a wireless communications network. A device can be connected to a wireless communications network. A retrieval component incorporated into the wireless communications network can automatically collect identification data associated with the device, the identification data specifies the type of device connected to the wireless communications network.

Claims

1. A system that facilitates collecting data within a wireless communications network, comprising:

a device connected to the wireless communications network; and

a retrieval component incorporated into the wireless communications network that automatically collects identification data associated with the device, the identification data specifies the type of device connected to the wireless communications network.

2. The system of claim 1, the device is at least one of user equipment, a mobile device, a communication device, a mobile communication device, a gaming device, a portable media player, a cellular phone, a mobile phone, a portable device, a laptop, a handheld, a personal digital assistant (PDA), a portable music player, a portable gaming device, a desktop device, a home media center, a smartphone, a device that connects to the wireless communications network, and a device that includes identification data.

3. The system of claim 1, the identification data is at least one of International Mobile Station Equipment Identity (IMEI) data, a device serial number, a device identification number, consumer device linkage data, a consumer address, a consumer social security number, a consumer name, and data that identifies a device on the wireless communications network.

4. The system of claim 1, the retrieval component periodically captures the identification data from the device based at least in part upon a time interval.

5. The system of claim 1, the retrieval component compares the identification data with a data store that includes previously collected identification for the device.

6. The system of claim 1, further comprising an insurance component that employs insurance coverage for the device based at least in part upon the collected identification data relating to the device.

7. The system of claim 6, the insurance component calculates an insurance rate associated with the device identified by the identification data based upon a characteristic of the device.

8. The system of claim 7, the characteristic is at least one of a brand of the device, a model of the device, a functional capability of the device, a device detail, an age of the device, a frequency of repair required to the device, a length of contract with the wireless communications network, a payment history, a frequency of insurance claim, a length of user loyalty to insurance provider, a device part price, a price associated with labor for repair, a device repair cost, a factor related to the network that forecasts the increate of insurance, a factor related to the network that forecasts the decrease of insurance, a factor related to the device that forecasts the increate of insurance, and a factor related to the device that forecasts the decrease of insurance.

9. The system of claim 6, the insurance component ensures the insurance coverage corresponds to the device specified by the identification data.

10. The system of claim 1, further comprising a dynamic insurance component that employs a dynamic insurance rate respective to the device based at least in part upon the identification data.

11. The system of claim 10, the dynamic insurance component employs the dynamic insurance rate based upon a detail associated with the device specified by the identification data.

12. The system of claim 11, the detail is at least one of a brand of the device, a model of the device, a functional capability of the device, a device detail, an age of the device, a frequency of repair required to the device, a length of contract with the wireless communications network, a payment history, a frequency of insurance claim, a length of user loyalty to insurance provider, a device part price, a price associated with labor for repair, a device repair cost, a factor related to the network that forecasts the increate of insurance, a factor related to the network that forecasts the decrease of insurance, a factor related to the device that forecasts the increate of insurance, and a factor related to the device that forecasts the decrease of insurance.

13. The system of claim 1, further comprising a trend component that utilizes the captured identification data to provide at least one of trending analysis and data analysis.

14. The system of claim 13, the trend component gleans aggregated data related to the collected identification data to ascertain a tendency associated with at least one of the wireless communications network, marketing connected to the wireless communications network, business related to the wireless communications network, and sales respective to the wireless communications network.

15. The system of claim 14, the trend component creates data relating to forecasting information, the data is at least one of a table, a graph, a chart, a report, a document, and an electronic file.

16. A method that facilitates aggregating data associated with a device on a network, comprising:

detecting a device on a network; and

automatically collecting device identification data from the device that specifies the particular device detected on the network.

17. The method of claim 16, the device identification data is at least one of International Mobile Station Equipment Identity (IMEI) data, a device serial number, a device identification number, consumer device linkage data, a consumer address, a consumer social security number, a consumer name, and data that identifies a device on the wireless communications network.

18. The method of claim 16, the device is at least one of user equipment, a mobile device, a communication device, a mobile communication device, a gaming device, a portable media player, a cellular phone, a mobile phone, a portable device, a laptop, a handheld, a personal digital assistant (PDA), a portable music player, a portable gaming device, a desktop device, a home media center, a smartphone, a device that connects to the wireless communications network, and a device that includes identification data.

19. The method of claim 16, further comprising:

manipulating an insurance policy related to the device based upon the device identification data collected, and

employing trend analysis based at least in part upon the collected device identification data.

20. A system that facilitates capturing data within a wireless communications network, comprising:

means for detecting a device connected to a wireless communications network; and

means for automatically collecting identification data associated with the device, the identification data specifies the type of device connected to the wireless communications network.