METHOD AND SYSTEM FOR MANAGING TOKEN IMAGE REPLACEMENT
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Abstract
A system for managing token image replacement is provided. The system includes a remote server, a personal computer (PC) connected to the remote server, a smartcard that can be read by the PC, and a card image server. Using application logic and rules, the remote server is able to read the card image on the smartcard and determine if the card image on the smartcard needs to be updated. If an indicator on the smartcard is set to “update”, the remote server then retrieves a backup card image that corresponds to the card from the card image server. The remote server forwards the backup card image to the PC which, in turn, writes the backup card image including transaction information to the smartcard. Once the backup card image is written onto the smartcard, the indicator in the smartcard is then reset to ensure that subsequent interactions with the system would not initiate an update.
104 Citations
39 Claims
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1-24. -24. (canceled)
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25. A method for using a portable token, the method comprising:
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providing a portable token comprising loyalty program information to a token acceptance device, wherein the token acceptance device thereafter reads an update indicator on the portable token; and receiving at least a portion of a backup token image at the portable token if the update indicator indicates that the portable token is to be updated, wherein the portable token is in the form of a phone. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32, 33, 34)
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- 35. A phone comprising loyalty program information and an update indicator, wherein the phone is configured to interact with a token acceptance device, wherein the token acceptance device thereafter reads an update indicator on the phone and wherein the phone is further configured to receive at least a portion of a backup token image if the update indicator indicates that the phone is to be updated.
Specification