METHOD AND SYSTEM FOR MANAGING TOKEN IMAGE REPLACEMENT
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Abstract
A system for managing token image replacement is provided. The system includes a remote server, a personal computer (PC) connected to the remote server, a smartcard that can be read by the PC, and a card image server. Using application logic and rules, the remote server is able to read the card image on the smartcard and determine if the card image on the smartcard needs to be updated. If an indicator on the smartcard is set to “update”, the remote server then retrieves a backup card image that corresponds to the card from the card image server. The remote server forwards the backup card image to the PC which, in turn, writes the backup card image including transaction information to the smartcard. Once the backup card image is written onto the smartcard, the indicator in the smartcard is then reset to ensure that subsequent interactions with the system would not initiate an update.
99 Citations
44 Claims
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1-24. -24. (canceled)
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25. A method for using a portable token, the method comprising:
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providing a portable token comprising loyalty program information to a token acceptance device, wherein the token acceptance device thereafter reads an update indicator on the portable token; and receiving at least a portion of a backup token image at the portable token if the update indicator indicates that the portable token is to be updated. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32, 33, 34)
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35. A method comprising:
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receiving a request to provide at least a portion of a backup token image for a portable token comprising loyalty information, and an update indicator; and sending at least the portion of the backup token image to the portable token via a token acceptance device. - View Dependent Claims (36, 37, 38, 39)
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40. A server configured to:
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receive a request to provide at least a portion of a backup token image for a portable token comprising loyalty information, and an update indicator; and send at least the portion of the backup token image to the portable token via a token acceptance device. - View Dependent Claims (41, 42, 43, 44)
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Specification