METHODS AND SYSTEMS FOR THE DETERMINATION AND DISPLAY OF PAYMENT LEAD TIME IN AN ELECTRONIC PAYMENT SYSTEM
First Claim
Patent Images
1. A method comprising:
- identifying a payee associated with a payor;
determining, prior to receiving a payment request to pay the payee on behalf of the payor, an expected payment delivery time for a payment to fulfill the payment request; and
generating an interface screen for displaying the determined expected payment delivery time;
wherein the expected payment delivery time is based on at least one payment attribute associated with the payee and at least one payment attribute associated with the payor.
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Accused Products
Abstract
A system and method for determining and displaying a payment lead time or expected payment delivery time in an electronic payment system is disclosed. A payee associated with a payor is identified. Prior to receiving a payment request to pay the payee on behalf of the payor, an expected payment delivery time for a payment to fulfill the payment request is determined. The expected payment delivery time is based on at least one payment attribute associated with the payee and at least one payment attribute associated with the payor. An interface screen is then generated for displaying the determined expected payment delivery time.
105 Citations
37 Claims
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1. A method comprising:
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identifying a payee associated with a payor; determining, prior to receiving a payment request to pay the payee on behalf of the payor, an expected payment delivery time for a payment to fulfill the payment request; and generating an interface screen for displaying the determined expected payment delivery time; wherein the expected payment delivery time is based on at least one payment attribute associated with the payee and at least one payment attribute associated with the payor. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. A system comprising:
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a processor configured (i) to determine, prior to receiving a payment request to pay a payee on behalf of a payor, an expected payment delivery time for the payment request based on at least one payment attribute associated with the payee and at least one payment attribute associated with the payor; and a network interface configured to transmit the expected payment delivery time to the payor. - View Dependent Claims (20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35)
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36. A system comprising:
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means for identifying a payee associated with a payor; means for determining, prior to receiving a payment request to pay the payee on behalf of the payor, an expected payment delivery time for a payment to fulfill the payment request; and means for generating an interface screen for displaying the determined expected payment delivery time; wherein the expected payment delivery time is based on at least one payment attribute associated with the payee and at least one payment attribute associated with the payor.
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37. A system comprising:
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means for identifying a payee associated with a payor; means for determining, prior to receiving a payment request to pay the payee on behalf of the payor, an expected payment delivery time for a payment to fulfill the payment request; and means for transmitting the expected payment delivery time to the payor; wherein the expected payment delivery time is based on at least one payment attribute associated with the payee and at least one payment attribute associated with the payor.
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Specification