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SYSTEM AND METHOD USING EXTENDED AUTHORIZATION HOLD PERIOD

  • US 20080140447A1
  • Filed: 06/08/2007
  • Published: 06/12/2008
  • Est. Priority Date: 06/08/2006
  • Status: Active Grant
First Claim
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1. A method comprising:

  • sending an authorization request message from a healthcare provider to an issuer of a payment card, for a first amount associated with healthcare services rendered to a patient, wherein at least a portion of the first amount is held by the issuer for a predetermined amount of time; and

    sending a settlement request message to the issuer requesting payment for a second amount due from the patient after communicating with the patient'"'"'s health insurance carrier.

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