HAND GEOMETRY RECOGNITION BIOMETRICS ON A FOB
First Claim
1. A transponder-reader transaction system configured with a biometric security system, said transaction system comprising:
- a transponder configured to communicate with a reader, wherein said reader is configured to communicate with said transaction system;
a hand geometry scan sensor configured to detect a proffered hand geometry scan sample, said hand geometry scan sensor configured to communicate with said transaction system;
a device configured to verify said proffered hand geometry scan sample to facilitate a transaction; and
,wherein said transaction system is configured to determine whether a user requested transaction exceeds a preloaded value defined by a preloaded value data file associated with said transponder;
determine whether said transaction exceeds a combination of said preloaded value and a reload value defined by a reload protocol data file associated with said transponder, wherein said preloaded value data file and said reload protocol data file define predetermined values for use in satisfying a user transaction request;
notify a user to proffer a biometric sample to authorize use of said combination of said preloaded value and said reload value to complete said transaction;
detect a proffered biometric sample at a sensor communicating with said transaction system;
verify said proffered biometric sample; and
authorize said transaction to proceed by applying said preloaded value from a first funding source associated with said transponder and applying a portion of said reload value from one of said first funding source and a second funding source according to said reload protocol data file.
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Accused Products
Abstract
The present invention discloses a system and methods for biometric security using hand geometry recognition biometrics in a transponder-reader system. The biometric security system also includes a hand geometry scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a hand geometry scan sensor. In another embodiment, the system includes a reader configured with a hand geometry scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing hand geometry scan samples to facilitate authorization of transactions.
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Citations
29 Claims
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1. A transponder-reader transaction system configured with a biometric security system, said transaction system comprising:
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a transponder configured to communicate with a reader, wherein said reader is configured to communicate with said transaction system; a hand geometry scan sensor configured to detect a proffered hand geometry scan sample, said hand geometry scan sensor configured to communicate with said transaction system; a device configured to verify said proffered hand geometry scan sample to facilitate a transaction; and
,wherein said transaction system is configured to determine whether a user requested transaction exceeds a preloaded value defined by a preloaded value data file associated with said transponder;
determine whether said transaction exceeds a combination of said preloaded value and a reload value defined by a reload protocol data file associated with said transponder, wherein said preloaded value data file and said reload protocol data file define predetermined values for use in satisfying a user transaction request;
notify a user to proffer a biometric sample to authorize use of said combination of said preloaded value and said reload value to complete said transaction;
detect a proffered biometric sample at a sensor communicating with said transaction system;
verify said proffered biometric sample; and
authorize said transaction to proceed by applying said preloaded value from a first funding source associated with said transponder and applying a portion of said reload value from one of said first funding source and a second funding source according to said reload protocol data file. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29)
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12. A method for facilitating biometric security in a transponder-reader transaction system comprising:
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proffering a hand geometry scan to a hand geometry scan sensor communicating with said transaction system to initiate verification of a hand geometry scan sample for facilitating authorization of a transaction, wherein said authorization comprises; determining whether a user requested transaction exceeds a preloaded value defined by a preloaded value data file associated with a transponder; determining whether said transaction exceeds a combination of said preloaded value and a reload value defined by a reload protocol data file associated with said transponder, wherein said preloaded value data file and said reload protocol data file define predetermined values for use in satisfying a user transaction request; notifying a user to proffer a hand geometry scan sample to authorize use of said combination of said preloaded value and said reload value to complete said transaction; detecting said proffered hand geometry scan sample at a sensor communicating with said transaction system; verify said proffered hand geometry scan sample; authorizing said transaction to proceed by applying said preloaded value from a first funding source associated with said transponder; and
,applying a portion of said reload value from one of said first funding source and a second funding source according to said reload protocol data file. - View Dependent Claims (13, 14)
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15. A method for facilitating biometric security in a transponder-reader transaction system comprising:
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determining whether a user requested transaction exceeds a preloaded value defined by a preloaded value data file associated with a transponder; determining whether said transaction exceeds a combination of said preloaded value and a reload value defined by a reload protocol data file associated with said transponder, wherein said preloaded value data file and said reload protocol data file define predetermined values for use in satisfying a user transaction request; notifying a user to proffer a hand geometry scan sample to authorize use of said combination of said preloaded value and said reload value to complete said transaction; detecting said proffered hand geometry scan sample at a sensor communicating with said transaction system to obtain said proffered hand geometry scan sample; verify said proffered hand geometry scan sample; authorizing said transaction to proceed upon verification of said proffered hand geometry scan sample by applying said preloaded value from a first funding source associated with said transponder; and
,applying a portion of said reload value from one of said first funding source and a second funding source according to said reload protocol data file. - View Dependent Claims (16, 17)
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Specification