SYSTEM AND METHOD FOR PROVIDING PROMOTIONS

• US 20080147495A1
• Filed: 12/19/2006
• Published: 06/19/2008
• Est. Priority Date: 12/19/2006
• Status: Abandoned Application

• Current Assignee: General Electric Company
• Original Assignee: General Electric Company
• Inventors: Rajagopalan, Srikanth, Bal, Debasis, Subramanian, Gopi
• Application Number:
  US11/612,834
• Publication Number:
  US 20080147495A1
• Time in Patent Office: Days
• US Class Current: 705/14
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/387 Payment using discounts or coupons relating to marketing G06Q30/02
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0241 Advertisements

Abstract

A technique is provided for delivering promotions to a consumer. The technique includes receiving a promotional data containing one or more promotions from a transaction bank server over a communication channel, and writing the promotional data on a transaction card via a card read/write device.

Claims

1. A system for delivering promotions to a consumer, the system comprising:

a terminal configured to receive promotional data containing one or more promotions from a transaction bank server over a communication channel, the terminal comprising a card read/write device configured to write the promotional data on a transaction card.

2. The system of claim 1, wherein the terminal is further configured to send a transaction card data, or a transaction data, or a combination thereof to the transaction bank over the communication channel.

3. The system of claim 2, wherein the terminal is further configured to receive a transaction approval data from the transaction bank server upon authentication of the transaction card data and authorization of the transaction data by the transaction bank server.

4. The system of claim 1, wherein the terminal further comprises a display device configured to display the one or more promotions written on the transaction card, or the one or more promotions received from the transaction bank server, or a combination thereof.

5. A system for displaying promotions to a consumer, the system comprising:

a terminal configured to read promotional data from a transaction card via a card read/write device or to receive promotional data from a transaction bank server over a communication channel, and to display one or more promotions to the consumer via a display device, the promotional data comprising the one or more promotions.

6. The system of claim 5, wherein the terminal is further configured to extract the one or more promotions from the promotional data via a processor.

7. The system of claim 5, further comprising a printer configured to print the one or more displayed promotions upon being selected by the consumer.

8. A system for enabling a consumer to update or personalize promotions, the system comprising:

a terminal configured to receive promotional data containing one or more available promotions from a transaction bank server over a communication channel, the terminal comprising;

a display device configured to display the one or more available promotions to the consumer for selection; and

a card read/write device configured to write the one or more promotions on a transaction card upon being selected by the consumer.

9. The system of claim 8, wherein the read/write device is further configured to read promotional data containing one or more existing promotions from the transaction card.

10. The system of claim 9, wherein the display device is further configured to display the one or more existing promotions for comparison to the one or more available promotions.

11. A method of delivering promotions to a consumer, the method comprising:

receiving promotional data containing one or more promotions from a transaction bank server over a communication channel; and

writing the promotional data on a transaction card via a card read/write device.

12. The method of claim 11, further comprising sending a transaction card data, or a transaction data, or a combination thereof to the transaction bank server over the communication channel.

13. The method of claim 12, further comprising receiving a transaction approval data from the transaction bank server upon authentication of the transaction card data and authorization of the transaction data by the transaction bank server.

14. The method of claim 12, further comprising displaying the one or more promotions written on the transaction card, or the one or more promotions received from the transaction bank server, or a combination thereof.