Point-Of-Sale System Implementing Criteria-Based Transaction Totals

• US 20080147504A1
• Filed: 11/07/2007
• Published: 06/19/2008
• Est. Priority Date: 02/05/2004
• Status: Active Grant

• Current Assignee: Unicous Marketing, Inc.
• Original Assignee: Unicous Marketing, Inc.
• Inventors: Suk, Alex
• Granted Patent: US 8,328,083 B2
• Time in Patent Office: Days
• US Class Current: 705/14
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/387 Payment using discounts or coupons relating to marketing G06Q30/02
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0238 at point-of-sale [POS]
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G07G 1/0036 Checkout procedures
• CPC Class Codes: G07G 1/0045 with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
• CPC Class Codes: G07G 1/145 PLU-management

Abstract

The Present Invention comprises the steps of determining a first transaction total price and a second transaction total price, for which the consumer is eligible upon the satisfaction of certain criteria. The first total transaction price is sent from a cashier terminal to a payment interface. Further information, such as an indication of the method of payment presented to the payment interface, is sent from the payment interface to the cashier terminal. The Present Invention then determines whether the consumer is eligible for the second total transaction price by using the further information to determine if the required criteria is satisfied. If the criteria is satisfied, the cashier terminal then sends the second total price to the payment interface.

Claims

1. A method of completing a retail transaction involving the purchase of one or more items by a customer, the method comprising the steps of:

determining a first transaction total price;

determining a second transaction total price;

wherein the customer is eligible for the second total price upon satisfying a discount criteria;

sending the first total transaction price from a cashier terminal to a payment interface;

sending information relating to the discount criteria from the payment interface to the cashier terminal;

determining whether the customer is eligible for the second total price by using the information relating to the discount criteria to determine if the discount criteria is satisfied; and

sending the second total price to the payment interface if the discount criteria is satisfied.

2. The method of claim 1 wherein the discount criteria is satisfied if the customer utilizes an eligible form of payment.

3. The method of claim 1, wherein the step of determining a first transaction total price comprises the steps of:

processing one or more items of a customer purchase by retrieving individual prices associated with each of the one or more items; and

summing the individual prices in order to obtain the first transaction total price;

wherein the step of determining a second total transaction price comprises the steps of;

retrieving one or more individual discounts associated with the one or more items; and

subtracting the sum of the one or more discounts from the first total transaction price in order to obtain the second total transaction price.

4. The method of claim 1 in which the step of sending the information comprises:

swiping a payment card through a slot located on the payment interface;

receiving payment type information, the payment type information being encoded on the payment card indicating the form of payment; and

sending the payment type information to a cashier terminal.

5. The method of claim 2 wherein the eligible form of payment is selected from amongst a plurality of payment forms, the plurality of payment forms consisting of the eligible from of payment and one ore more other forms of payment having transaction costs greater than the eligible form of payment, whereby the customer receives incentive to utilize a form of payment having lower transaction costs than other forms of payment.

11. The system of claim 4 wherein the point of sale backend is used to retrieve one or more individual prices and one or more individual discounts for one or more items purchased by the customer.

12. The system of claim 5 wherein the point of sale backend is also used to create an electronic file containing the one or more items purchased by the customer, the one or more individual prices associated with the one or more items, and the one or more individual discounts associated with the one or more items.

6. A system for completing a retail transaction involving the purchase of one or more items by a customer, the system comprising:

means for determining a first transaction total price;

means for determining a second transaction total price, wherein the customer is eligible for the second total price upon satisfying a discount criteria;

means for sending the first total transaction price from a cashier terminal to a payment interface;

means for sending information relating to the discount criteria from the payment interface to the cashier terminal;

means for determining whether the customer is eligible for the second total price by using the information to determine if the discount criteria is satisfied; and

means for sending the second total price to the payment interface if the discount criteria is satisfied.

7. The system of claim 6 wherein the discount criteria is satisfied if the customer utilizes an eligible form of payment.

8. The system of claim 6, wherein the means for determining a first transaction total price comprises:

means for processing one or more items of a customer by retrieving one or more individual prices associated with the one or more items; and

means for summing the one or more individual prices in order to obtain the first transaction total price;

wherein the means for determining a second total transaction price comprises;

means for retrieving one or more individual discounts associated with the one or more items; and

means for subtracting the sum of the one or more discounts from the first total transaction price in order to obtain the second total transaction price.

9. The system of claim 6 in which the means for sending the information comprises:

means for receiving payment type information, the payment type information being encoded on the payment card indicating the form of payment; and

a communication interface for sending the payment type information to a cashier terminal.

13. The system of claim 6 further comprising a discount controller, the discount controller having a data interface with the point of sale backend.

10. A system for completing a retail transaction involving the purchase of one or more items by a customer, the system comprising:

a payment interface for obtaining payment information from the customer and sending information on the type of payment to a cashier terminal;

said cashier terminal, the cashier terminal for sending a first total price to the payment interface, sending a second total price depending upon the customer satisfying a first criteria, and comprising a data interface with a point of sale backend;

said point of sale backend; and

a display.