ACCESSING A VENDOR WEB SITE USING PERSONAL ACCOUNT INFORMATION RETRIEVED FROM A CREDIT CARD COMPANY WEB SITE
First Claim
1. A method for connecting to a remote provider location on a network from a user location thereon comprising the steps of:
- inputting a unique commerce code at the user location, wherein the unique commerce code is associated with commercial transactions of the user of the unique commerce code;
in response to the step of inputting, displaying to the user correlating historical commercial transaction information associated with the unique commerce code, which displayed correlating historical commercial transaction information has associated therewith corresponding routing information over the network to other locations on the network, at least one of which is the remote commerce provider'"'"'s location on the network;
allowing the user the option of selecting the routing information to the remote commerce provider'"'"'s location on the network;
selecting by the user the routing information to the remote provider'"'"'s location on the network;
in response to the user selecting, connecting the user location to the remote commerce provider'"'"'s location; and
completing a financial transaction with the remote commerce provider'"'"'s location to which the user is connected to make a purchase, and updating the historical commercial transaction information associated with the unique commerce code and adding commercial transactions thereto.
13 Assignments
0 Petitions
Accused Products
Abstract
A method of accessing a vendor web site (3422) over a global communication packet-switched network (306) using personal account information of a credit card (3400) retrieved from a credit card company server (3300) on the network (306). At a user location disposed on the network, a machine-resolvable code (MRC) (3402) of the credit card (3400) of a user is read with a reading device (3410). Coded information is extracted from the MRC (3402). Routing information associated with the coded information is obtained, which routing information corresponds to the personal account information of the user stored on a credit card company server (3300) disposed on the network (306). The user location connects to the credit card company server (3300) across the network (306) in accordance with the routing information. The personal account information is returned from the credit card company server (3300) to the user location. The personal account information is then presented to the user at the user location. A hyperlink to a vendor web site (3422) is provided in the personal account information. Web site information of the vendor web site (3422) is displayed in response to the user selecting the hyperlink.
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Citations
20 Claims
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1. A method for connecting to a remote provider location on a network from a user location thereon comprising the steps of:
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inputting a unique commerce code at the user location, wherein the unique commerce code is associated with commercial transactions of the user of the unique commerce code; in response to the step of inputting, displaying to the user correlating historical commercial transaction information associated with the unique commerce code, which displayed correlating historical commercial transaction information has associated therewith corresponding routing information over the network to other locations on the network, at least one of which is the remote commerce provider'"'"'s location on the network; allowing the user the option of selecting the routing information to the remote commerce provider'"'"'s location on the network; selecting by the user the routing information to the remote provider'"'"'s location on the network; in response to the user selecting, connecting the user location to the remote commerce provider'"'"'s location; and completing a financial transaction with the remote commerce provider'"'"'s location to which the user is connected to make a purchase, and updating the historical commercial transaction information associated with the unique commerce code and adding commercial transactions thereto. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method for connecting to a remote provider location on a network from a user location thereon for the purpose of completing a transaction therewith, comprising the steps of:
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inputting a unique commerce code at the user location, wherein the unique commerce code is uniquely associated with commercial transactions of a unique user of the unique commerce code, and which unique commerce code is issued to the user by financial entity that monitors financial transactions of users; in response to the step of inputting, displaying to the user correlating historical commercial transaction information associated with the unique commerce code by the financial entity, which displayed correlating historical commercial transaction information has associated therewith corresponding routing information over the network to other locations on the network, at least one of which is the remote commerce provider'"'"'s location on the network; allowing the user the option of selecting the routing information to the remote commerce provider'"'"'s location on the network; selecting by the user the routing information to the remote provider'"'"'s location on the network; in response to the user selecting, connecting the user location to the remote commerce provider'"'"'s location; and completing a financial transaction with the remote commerce provider'"'"'s location to which the user is connected to make a purchase, and updating the historical commercial transaction information associated with the unique commerce code by the financial entity and adding commercial transactions thereto. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification