COUPON OFFERS FROM MULTIPLE ENTITIES
First Claim
Patent Images
1. A method comprising:
- receiving a consumer identifier and an offer during a transaction receiving a validated offer from an entity which provides the offer, wherein the offer is validated when rules associated with the offer are satisfied, the offer being validated based on the consumer identifier, wherein the entity is a payment processing organization or an issuer; and
receiving a selection of the valid offer to complete the transaction.
1 Assignment
0 Petitions
Accused Products
Abstract
Offers from multiple entities provide an incentive for consumers to behave in a manner that is beneficial to the offer provider. Each offer is associated with rules that establish conditions that must be met for the offer to be valid. For example, a rule may be established to promote the use a specific form of payment, such as a particular credit card. Thus, the offer would only be valid if the consumer paid for the merchandise using the particular credit card. A merchant may generate its own offers or receive offers from a variety of sources (e.g., a payment processing organization, an issuer, or other external sources).
-
Citations
20 Claims
-
1. A method comprising:
-
receiving a consumer identifier and an offer during a transaction receiving a validated offer from an entity which provides the offer, wherein the offer is validated when rules associated with the offer are satisfied, the offer being validated based on the consumer identifier, wherein the entity is a payment processing organization or an issuer; and receiving a selection of the valid offer to complete the transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
-
-
10. A computer readable medium comprising:
-
code for receiving a consumer identifier and an offer during a transaction; code for receiving a validated offer from an entity which provides the offer, wherein the offer is validated when rules associated with the offer are satisfied, the offer being validated based on the consumer identifier, wherein the entity is a payment processing organization or an issuer; and code for receiving a selection of the valid offer to complete the transaction. - View Dependent Claims (11, 12, 13)
-
-
14. A method comprising:
-
receiving an offer and a consumer identifier for a consumer during a transaction; receiving a validated offer, wherein the offer is validated by an entity which provides the offer when rules associated with the offer are satisfied, the offer being validated based on the consumer identifier; and receiving a selection of the validated offer to complete the transaction. - View Dependent Claims (15, 16)
-
-
17. A computer readable medium comprising:
-
code for receiving an offer and a consumer identifier for a consumer during a transaction; code for receiving a validated offer, wherein the offer is validated by an entity which provides the offer when rules associated with the offer are satisfied, the offer being validated based on the consumer identifier; and code for receiving a selection of the validated offer to complete the transaction. - View Dependent Claims (18)
-
-
19. A system comprising:
-
an access device; a server computer in communication with the access device, wherein the access device or the server computer is configured to; receive a consumer identifier and an offer during a transaction conducted with the access device and the server computer; receive a validated offer from an entity which provides the offer, wherein the offer is validated when rules associated with the offer are satisfied, the offer being validated based on the consumer identifier, wherein the entity is a payment processing organization or an issuer; and receive a selection of the valid offer to complete the transaction. - View Dependent Claims (20)
-
Specification