CONTACTLESS PAYMENT SELECTION CRITERIA BASED ON FINANCIAL ACCOUNT STATUS
First Claim
1. A method of selecting a financial account to be used to make a contactless payment, comprising:
- during a payment transaction at a point-of-sale terminal, automatically selecting at least one financial account having associated financial information, the financial account selected from a plurality of available financial accounts; and
making the contactless payment for the transaction using the selected financial account.
1 Assignment
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Accused Products
Abstract
A method (300) of selecting a financial account to be used to make a contactless payment. The method can include, during a payment transaction at a point-of-sale terminal (110), selecting at least one financial account having associated financial information, the financial account selected from a plurality of available financial accounts. Contactless payment for the purchase can be made using the selected financial account. The method further can include identifying a type of purchase being made during the payment transaction. In such an arrangement, selecting the financial account can include selecting the financial account having associated financial information that best matches user preferences established for the identified type of purchase.
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Citations
20 Claims
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1. A method of selecting a financial account to be used to make a contactless payment, comprising:
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during a payment transaction at a point-of-sale terminal, automatically selecting at least one financial account having associated financial information, the financial account selected from a plurality of available financial accounts; and making the contactless payment for the transaction using the selected financial account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method of selecting a financial account to be used to make a contactless payment, comprising:
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during a payment transaction at a point-of-sale terminal, automatically presenting to a user a plurality of available financial accounts having associated financial information; receiving a user selection of at least one of the financial accounts; and making the contactless payment for the transaction using the selected financial account.
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13. A mobile station suitably configured to make a contactless payment, comprising:
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at least a first transceiver; and a controller that, during a payment transaction at a point-of-sale terminal, selects at least one financial account having associated financial information, the financial account selected from a plurality of available financial accounts, the controller also communicating to the transceiver information to be communicated to the point-of-sale terminal in order to make the contactless payment for the transaction using the selected financial account. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20)
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Specification