Systems and methods for maintaining credit information about an entity
First Claim
1. A method of maintaining credit information that relates to one or more entities, the method comprising:
- receiving a credit report from a credit-information provider to establish one or more units of credit information, each of the units of credit information relating to an entity;
receiving a credit-report update from the credit-information provider, the credit-report update comprising a unit of update information that relates to an entity;
determining whether the unit of update information corresponds to one of the units of established credit information; and
if there is correspondence, updating the corresponding unit of credit information according to the unit of update information.
2 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods are provided for maintaining credit information that relates to one or more entities. In one implementation, a credit report is received from a credit-information provider to establish one or more units of credit information, each of the units of credit information relating to an entity. Further, a credit-report update is received from the credit-information provider, the credit-report update comprising a unit of update information that relates to an entity. It is determined whether the unit of update information corresponds to one of the units of established credit information. If there is correspondence, the corresponding unit of credit information is updated according to the unit of update information.
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Citations
27 Claims
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1. A method of maintaining credit information that relates to one or more entities, the method comprising:
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receiving a credit report from a credit-information provider to establish one or more units of credit information, each of the units of credit information relating to an entity; receiving a credit-report update from the credit-information provider, the credit-report update comprising a unit of update information that relates to an entity; determining whether the unit of update information corresponds to one of the units of established credit information; and if there is correspondence, updating the corresponding unit of credit information according to the unit of update information. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A system for maintaining credit information that relates to one or more entities, the system comprising:
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a credit-management system adapted to; (i) receive a credit report from a credit-information provider to establish one or more units of credit information, each of the units of credit information relating to an entity, (ii) receive a credit-report update from the credit-information provider, the credit-report update comprising a unit of update information that relates to an entity, (iii) determine whether the unit of update information corresponds to one of the units of established credit information, and (iv) if there is correspondence, updating the corresponding unit of credit information according to the unit of update information; and a data storage to store the credit information. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
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19. A computer-readable medium comprising programmable instructions adapted to perform a method of maintaining credit information that relates to one or more entities, the method comprising:
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receiving a credit report from a credit-information provider to establish one or more units of credit information, each of the units of credit information relating to an entity; receiving a credit-report update from the credit-information provider, the credit-report update comprising a unit of update information that relates to an entity; determining whether the unit of update information corresponds to one of the units of established credit information; and if there is correspondence, updating the corresponding unit of credit information according to the unit of update information. - View Dependent Claims (20, 21, 22, 23, 24, 25, 26, 27)
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Specification