LOCATION BASED FRAUD REDUCTION SYSTEM AND METHOD
First Claim
1. A request processing method with reduced likelihood of fraud, comprising a request processor:
- receiving a request submitted via a submission device to conduct a transaction;
receiving from a position-sensing device a location identifier indicating a location where the request is submitted or information that can lead to identification of the location where the request is submitted; and
determining whether to service the request based at least in part on the received location identifier or information.
4 Assignments
0 Petitions
Accused Products
Abstract
Embodiments of the present invention provide for reduction of the likelihood of fraud by having at least one of an identifier of a location from where a request is submitted or information that can lead to identification of the location, submitted with or in addition to a request. Then, determination is made whether to service the request, based at least in part on the location from where the request is submitted or processed. In various embodiments, the location may be compared against predetermined permissible location(s) or a current user location. The request may be a request to conduct a transaction, access data, access a physical or informational resource, or access a secured area.
-
Citations
20 Claims
-
1. A request processing method with reduced likelihood of fraud, comprising a request processor:
-
receiving a request submitted via a submission device to conduct a transaction; receiving from a position-sensing device a location identifier indicating a location where the request is submitted or information that can lead to identification of the location where the request is submitted; and determining whether to service the request based at least in part on the received location identifier or information. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
-
-
12. A request processing system with reduced likelihood of fraud, comprising:
-
a computer storage medium having stored therein a plurality of computer programming instructions designed to receive information identifying a selected position-sensing device to be used by a user; receive a request from the user to conduct a transaction; receive an identification of a location or information that can lead to identification of the location from where the request is submitted, the identification or information being provided by the selected position-sensing device; and determine whether to service the request based at least in part on the location from where the request is submitted received from the selected position-sensing device; and a processor coupled to the computer storage medium to execute the plurality of computer programming instructions. - View Dependent Claims (14)
-
-
13. The system of 12, wherein the position-sensing device is selected by the user from a group of eligible devices prior to submitting the request.
-
15. A request processing method with reduced likelihood of fraud, comprising a request processor:
-
receiving in advance of one or more transactions identification information of a selected position-sensing device, the selected position-sensing device having been selected by a user from a group of eligible devices to be used for location verification for the one or more transactions; receiving a request submitted through a submission device to conduct a transaction; receiving an identification of a location where the request is submitted or information that can lead to identification of the location where the request is submitted; and determining whether to service the request based at least in part on the received identification or information and an identified location of the position-sensing device.
-
-
16. A method, comprising:
-
receiving by a request processor a request to conduct a transaction, access data, access a physical or informational resource, or access a secured area; receiving with or in addition to the request a location identifier or information that can lead to identification of a location from where the request is submitted; and subsequent to the request being serviced, the request processor facilitating a map or satellite view to be viewed by a user, the map or satellite view being of an area including and identifying the location from where the request was submitted and/or where the request was serviced. - View Dependent Claims (17, 18, 19)
-
-
20. A request processing method with reduced likelihood of fraud, comprising a request processor:
-
receiving a request submitted via a device to conduct a transaction, access data, access a physical or informational resource, or access a secured area; receiving from the device a location identifier indicating a location where the request is submitted or information that can lead to identification of the location where the request is submitted; and determining whether to service the request based at least in part on the received location identifier or information.
-
Specification