Integrating enterprise information technology systems with a third-party on-line payment system

• US 20080162340A1
• Filed: 12/27/2006
• Published: 07/03/2008
• Est. Priority Date: 12/27/2006
• Status: Abandoned Application

• Current Assignee: SAP AG (SAP SE)
• Original Assignee: SAP AG (SAP SE)
• Inventors: Sander, Joachim, Zimmer, Robert
• Application Number:
  US11/616,767
• Publication Number:
  US 20080162340A1
• Time in Patent Office: Days
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

Techniques for displaying a graphical user interface operable to receive user input specifying a payment to be made to a payee and a payment method to be used to make the payment are described. The payment method is one of multiple ways of making the payment using the graphical user interface. The techniques include making a determination as to whether the specified payment method involves a third-party on-line payment system. In response to a determination that the specified payment method involves a third-party on-line payment system, a message is provided to the third-party on-line payment system. The message includes payment information such that the third-party on-line payment system is able to process the payment to pay the payee. In response to a determination that the specified payment method involves a payment system other than a third-party on-line payment system, the specified method to pay the payee is initiated.

Claims

1. A computer-readable medium having embodied thereon a computer program having instructions that, when executed, cause a payment system integration component to perform operations comprising:

displaying a graphical user interface operable to receive user input specifying a payment to be made to a payee and a payment method to be used to make the payment, the payment method being one of multiple ways of making the payment using the graphical user interface;

making a determination as to whether the specified payment method involves a third-party on-line payment system;

in response to a determination that the specified payment method involves a third-party on-line payment system, providing a message including payment information to the third-party on-line payment system such that the third-party on-line payment system is able to process the payment to pay the payee; and

in response to a determination that the specified payment method involves a payment system other than a third-party on-line payment system, initiating the specified payment method to pay the payee.

2. The computer-readable medium of claim 1 wherein the specified payment method is a bank transfer.

3. The computer-readable medium of claim 1 further comprising accessing data representing unpaid invoices associated with the payee.

4. The computer-readable medium of claim 3 further comprising displaying the accessed unpaid invoice data within the graphical user interface such that the graphical user interface is operable to receive user input specifying one or more unpaid invoices to pay from among the accessed unpaid invoice data.

5. The computer-readable medium of claim 1 wherein the payment information is provided through a file transfer to the third-party on-line payment system.

6. The computer-readable medium of claim 1 further comprising providing a notification to a payor system including information associated with processing the payment to the payee system.

7. The computer-readable medium of claim 1 further comprising providing a notification to the payee system including information associated with processing the payment to the payee system.

8. The computer-readable medium of claim 1 further comprising receiving user input indicating confirmation of the specified payment to be made.

9. The computer-readable medium of claim 1 wherein the specified payment includes unpaid invoices associated with the payee.

10. The computer-readable medium of claim 1 further comprising initiating a graphical user interface associated with the third-party on-line payment system.

11. A computer-implemented method for making payments to a third-party on-line payment system, the method comprising:

displaying a graphical user interface operable to receive user input specifying a payment to be made to a payee and a payment method to be used to make the payment, the payment method being one of multiple ways of making the payment using the graphical user interface;

making a determination as to whether the specified payment method involves a third-party on-line payment system;

providing, in response to a determination that the specified payment method involves a third-party on-line payment system, a message including payment information to the third-party on-line payment system such that the third-party on-line payment system is able to process the payment to pay the payee; and

initiating, in response to a determination that the specified payment method involves a payment system other than a third-party on-line payment system, the specified payment method to pay the payee.

12. The computer-implemented method of claim 11 wherein the specified payment method is a bank transfer.

13. The computer-implemented method of claim 11 further comprising accessing data representing unpaid invoices associated with the payee.

14. The computer-implemented method of claim 13 further comprising displaying the accessed unpaid invoice data within the graphical user interface such that the graphical user interface is operable to receive user input specifying one or more unpaid invoices to pay from among the accessed unpaid invoice data.

15. The computer-implemented method of claim 11 wherein the payment information is provided through a file transfer to the third-party on-line payment system.

16. The computer-implemented method of claim 11 further comprising providing a notification to a payor system including information associated with processing the payment to the payee system.

17. The computer-implemented method of claim 11 further comprising providing a notification to the payee system including information associated with processing the payment to the payee system.

18. The computer-implemented method of claim 11 further comprising receiving user input indicating confirmation of the specified payment to be made.

19. The computer-implemented method of claim 11 wherein the specified payment includes unpaid invoices associated with the payee.

20. The computer-implemented method of claim 11 further comprising initiating a graphical user interface associated with the third-party on-line payment system.