Paying multiple payees through integration of a third-party on-line payment system with an enterprise information technology system

• US 20080162341A1
• Filed: 12/27/2006
• Published: 07/03/2008
• Est. Priority Date: 12/27/2006
• Status: Active Grant

• Current Assignee: SAP SE
• Original Assignee: SAP AG (SAP SE)
• Inventors: Zimmer, Robert, Sander, Joachim
• Granted Patent: US 7,739,193 B2
• Time in Patent Office: Days
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

Techniques for displaying a graphical user interface operable to receive user input specifying payments to be made are described. Each payment identifies a payee and a payment method to be used to make the payment. The techniques include making a determination as to whether any of the specified payments involve a payment method that uses a third-party on-line payment system. In response to a determination that a specified payment involves a payment method that uses a third-party on-line payment system, a message is sent to the third-party on-line payment system. The message includes payment information for specified payments to be paid by the third-party on-line payment system such that the third-party on-line payment system is able to process the specified payments.

Claims

1. A computer-readable medium having embodied thereon a computer program having a financial component including instructions that, when executed, perform operations comprising:

displaying a graphical user interface operable to receive user input specifying payments to be made, each payment identifying a payee and a payment method to be used to make the payment;

making a determination as to whether any of the specified payments involve a payment method using a third-party on-line payment system; and

in response to a determination that a specified payment involves a payment method using a third-party on-line payment system, sending to the third-party on-line payment system a message including payment information for specified payments to be paid by the third-party on-line payment system such that the third-party on-line payment system is able to process the specified payments.

2. The computer-readable medium of claim 1 further comprising accessing data representing unpaid invoices associated with the payee.

3. The computer-readable medium of claim 2 further comprising displaying the accessed unpaid invoices within the graphical user interface such that the graphical user interface is operable to receive user input specifying one or more unpaid invoices to pay from among the accessed unpaid invoice data.

4. The computer-readable medium of claim 1 wherein the payment information is sent through a file transfer to the third-party on-line payment system.

5. The computer-readable medium of claim 1 further comprising providing a notification to a payor system including information associated with processing the payment to the payee system.

6. The computer-readable medium of claim 1 further comprising providing a notification to the payee system including information associated with processing the payment to the payee system.

7. The computer-readable medium of claim 1 further comprising receiving user input indicating confirmation of the specified payments to be made.

8. The computer-readable medium of claim 1 wherein the specified payments include invoices associated with a payee identified in the specified payments.

9. The computer-readable medium of claim 7 further comprising receiving user input indicating confirmation of payment of some of the invoices associated with the identified payee.

10. The computer-readable medium of claim 1 further comprising initiating a graphical user interface associated with the third-party on-line payment system.

11. A computer-implemented method for making payments using a third-party on-line payment system, the method comprising:

displaying a graphical user interface operable to receive user input specifying payments to be made, each payment identifying a payee and a payment method to be used to make the payment;

making a determination as to whether any of the specified payments involve a payment method using a third-party on-line payment system; and

in response to a determination that a specified payment involves a payment method using a third-party on-line payment system, sending to the third-party on-line payment system a message including payment information for specified payments to be paid by the third-party on-line payment system such that the third-party on-line payment system is able to process the specified payments.

12. The computer-implemented method of claim 11 further comprising accessing data representing unpaid invoices associated with the payee.

13. The computer-implemented method of claim 12 further comprising displaying the accessed unpaid invoices within the graphical user interface such that the graphical user interface is operable to receive user input specifying one or more unpaid invoices to pay from among the accessed unpaid invoice data.

14. The computer-implemented method of claim 11 wherein the payment information is sent through a file transfer to the third-party on-line payment system.

15. The computer-implemented method of claim 11 further comprising providing a notification to a payor system including information associated with processing the payment to the payee system.

16. The computer-implemented method of claim 11 further comprising providing a notification to the payee system including information associated with processing the payment to the payee system.

17. The computer-implemented method of claim 11 further comprising receiving user input indicating confirmation of the specified payments to be made.

18. The computer-implemented method of claim 11 wherein the specified payments include invoices associated with a payee identified in the specified payments.

19. The computer-implemented method of claim 17 further comprising receiving user input indicating confirmation of payment of some of the invoices associated with the identified payee.

20. The computer-implemented method of claim 11 further comprising initiating a graphical user interface associated with the third-party on-line payment system.