SYSTEM AND METHOD FOR ENABLING CASH GIFTS IN AN ONLINE GIFT REGISTRY
First Claim
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1. A system for enabling cash gift transactions in an online gift registry comprising, on a first server:
- a processor;
a storage medium in data communication with one or more client computers over one or more communications networks, the storage medium containing computer code operable to;
receiving, at the first server over the communications network, a set of registry account information about a gift registry registrant, wherein at least a part of the set of registry account information includes an instruction for depositing cash in at least one cash account;
associating the online gift registry account with the least one cash account;
receiving a selection of items to be associated with the online gift registry account, wherein each of the items is selectable for purchase as a gift and wherein one of the items is cash;
outputting a first instruction to display the selection of items on one or more client computers;
receiving a request to process a cash gift amount;
initiating a financial transaction to electronically transfer the cash gift amount to the at least one cash gift account; and
outputting a second instruction to display information about the transfer.
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Accused Products
Abstract
A system and method for facilitating cash gifts by enabling a gift recipient to create an online gift registry which includes an option to allow gift givers to make cash gifts in addition to traditional consumer goods from multiple merchants. Other applications of the system and method include, but are not limited to, allowing gift givers to contribute cash toward the purchase of an expensive item and an automated system for sending thank you cards to gift givers from gift recipients.
91 Citations
20 Claims
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1. A system for enabling cash gift transactions in an online gift registry comprising, on a first server:
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a processor; a storage medium in data communication with one or more client computers over one or more communications networks, the storage medium containing computer code operable to; receiving, at the first server over the communications network, a set of registry account information about a gift registry registrant, wherein at least a part of the set of registry account information includes an instruction for depositing cash in at least one cash account; associating the online gift registry account with the least one cash account; receiving a selection of items to be associated with the online gift registry account, wherein each of the items is selectable for purchase as a gift and wherein one of the items is cash; outputting a first instruction to display the selection of items on one or more client computers; receiving a request to process a cash gift amount; initiating a financial transaction to electronically transfer the cash gift amount to the at least one cash gift account; and outputting a second instruction to display information about the transfer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A computerized method for coordinating a financial transaction between a gift giver and a gift registry registrant at an online gift registry comprising the steps of:
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receiving, at a first server over a communications network, a set of registry account information about a gift registry registrant, wherein at least a part of the set of registry account information includes an instruction for depositing cash in at least one cash account; associating the online gift registry account with the least one cash account; receiving a selection of items to be associated with the online gift registry account, wherein each of the items is selectable for purchase and wherein one of the items is cash; outputting a first instruction to display the selection of items on one or more client computers; receiving a request to process a cash gift amount; initiating a financial transaction to electronically transfer the cash gift amount to the at least one cash gift account; and outputting a second instruction to display information about the transfer. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A computerized method for coordinating a financial transaction between a gift giver and a gift registry registrant at an online gift registry comprising the steps of:
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receiving, at a first server over a communications network, a set of registry account information about a gift registry registrant, wherein at least a part of the set of registry account information includes an instruction for depositing cash in at least one third party cash account; associating the online gift registry account with the least one third party cash account; initiating a request for a referral fee from the third party cash account provider; receiving a selection of items to be associated with the online gift registry account, wherein each of the items is selectable for purchase and wherein one of the items is cash; outputting a first instruction to display the selection of items on one or more client computers; receiving a request to process a cash gift amount; initiating a financial transaction to electronically transfer the cash gift amount to the at least one third party cash gift account; and outputting a second instruction to display information about the transfer.
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Specification