BIOMETRIC SAFEGUARD METHOD WITH A SMARTCARD
First Claim
1. A smartcard transaction system configured with a vascular security system, said system comprising:
- a smartcard configured to communicate with a smartcard reader;
said smartcard reader configured to communicate with said system;
a vascular scan sensor configured to detect a proffered vascular scan sample, said vascular scan sensor configured to communicate with said system;
a device configured to verify said proffered vascular scan sample to facilitate a transaction;
a first enterprise data collection unit associated with a first enterprise, said first enterprise data collection unit configured to store update transactions and pending transactions associated with said smartcard and said first enterprise;
a second enterprise data collection unit associated with a second enterprise, said second enterprise data collection unit configured to store update transactions and pending transactions associated with said smartcard and said second enterprise;
an access point configured to interface with said smartcard and said first and second enterprise data collection units;
a card object database system coupled to said first and second enterprise data collection units and configured to store said smartcard information in accordance with said update transactions and said pending transactions, wherein said smartcard information comprises a card object having an application;
an update logic system configured to route said smartcard information from said first and second enterprise data collection units to said access point in order to effect synchronization of said smartcard information associated with said smartcard and said card object database system; and
,wherein said verification device activates said update logic system upon verification of said proffered vascular scan sample.
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Accused Products
Abstract
A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to verify the identity of said user, and detecting a proffered biometric at a sensor to obtain a proffered biometric sample. The method additionally comprises verifying the proffered biometric sample and authorizing a transaction to continue upon verification of the proffered biometric sample.
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Citations
15 Claims
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1. A smartcard transaction system configured with a vascular security system, said system comprising:
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a smartcard configured to communicate with a smartcard reader; said smartcard reader configured to communicate with said system; a vascular scan sensor configured to detect a proffered vascular scan sample, said vascular scan sensor configured to communicate with said system; a device configured to verify said proffered vascular scan sample to facilitate a transaction; a first enterprise data collection unit associated with a first enterprise, said first enterprise data collection unit configured to store update transactions and pending transactions associated with said smartcard and said first enterprise; a second enterprise data collection unit associated with a second enterprise, said second enterprise data collection unit configured to store update transactions and pending transactions associated with said smartcard and said second enterprise; an access point configured to interface with said smartcard and said first and second enterprise data collection units; a card object database system coupled to said first and second enterprise data collection units and configured to store said smartcard information in accordance with said update transactions and said pending transactions, wherein said smartcard information comprises a card object having an application; an update logic system configured to route said smartcard information from said first and second enterprise data collection units to said access point in order to effect synchronization of said smartcard information associated with said smartcard and said card object database system; and
,wherein said verification device activates said update logic system upon verification of said proffered vascular scan sample. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method for facilitating biometric security using a proffered vascular scan sample in a smartcard transaction system comprising:
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detecting a proffered vascular scan at a sensor communicating with said system to obtain said proffered vascular scan sample; verifying said proffered vascular scan sample; authorizing a transaction to proceed upon verification of said proffered vascular scan sample; storing, by a first enterprise data collection unit, update transactions and pending transactions associated with said smartcard and a first enterprise, wherein said first enterprise data collection unit is associated with a first enterprise; storing, by a second enterprise data collection unit, update transactions and pending transactions associated with said smartcard and a second enterprise, wherein said second enterprise data collection unit is associated with a second enterprise; interfacing with said smartcard and said first and second enterprise data collection units, at an access point; storing, by a card object database system coupled to said first and second enterprise data collection units, said smartcard information in accordance with said update transactions and said pending transactions, wherein said smartcard information comprises a card object having an application; routing, by an update logic system, said smartcard information from said first and second enterprise data collection units to said access point in order to effect synchronization of said smartcard information associated with said smartcard and said card object database system; and
,activating, by said verification device, said update logic system upon verification of said proffered vascular scan sample. - View Dependent Claims (11, 12, 13, 14, 15)
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Specification