Methods and systems for customer validation and payment using any of a plurality of identification documents
First Claim
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1. A method for remote authorization of fuel dispensing and payment comprising:
- receiving a fuel dispensing authorization request, including identifying indicia, from a fuel dispensing station, the identifying indicia being extracted from an identification document of a customer by an identification document reader of the fuel dispensing station;
querying a database of customer records for authorization of the customer;
receiving an indication of customer authorization from the database; and
transmitting the indication to the fuel dispensing station wherein the identification document is one or more of a driver'"'"'s license, a passport, a green card, and/or state or federal issue identification cards and the identification document is also used to pay for the fuel.
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Abstract
The present invention provides systems and methods for remote authorization and payment of retail transactions such as fuel dispensing by identification documents and the like. In one embodiment, an identification document may be coupled with one or more PINs to validate a customer, or alternatively, the one or more PINs can be used instead of the identification document to validate a customer and to allow payment. In an embodiment, the identification document may be tied into financial accounts allowing for payment of the retail transaction by the identification document.
42 Citations
41 Claims
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1. A method for remote authorization of fuel dispensing and payment comprising:
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receiving a fuel dispensing authorization request, including identifying indicia, from a fuel dispensing station, the identifying indicia being extracted from an identification document of a customer by an identification document reader of the fuel dispensing station; querying a database of customer records for authorization of the customer; receiving an indication of customer authorization from the database; and transmitting the indication to the fuel dispensing station wherein the identification document is one or more of a driver'"'"'s license, a passport, a green card, and/or state or federal issue identification cards and the identification document is also used to pay for the fuel. - View Dependent Claims (2, 3, 4, 5, 6, 7, 10, 13, 14, 18, 20)
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8-9. -9. (canceled)
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11-12. -12. (canceled)
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15-17. -17. (canceled)
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19. (canceled)
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21. (canceled)
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22. A method of authorization and payment of a retail transaction comprising:
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receiving an authorization request, including identifying indicia, from a retailer, the identifying indicia being extracted from an identification document of a customer by an identification document reader of the retailer; querying a database of customer records for authorization of the customer; receiving an indication of customer authorization from the database; and transmitting the indication to the retailer;
wherein the identification document is one or more of a driver'"'"'s license, a passport, a green card, and/or state or federal issue identification cards, and wherein the identification documeni is also used to pay the retailer. - View Dependent Claims (23, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41)
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24-30. -30. (canceled)
Specification