Selective Imaging of Data Printed on Financial Instruments
First Claim
Patent Images
1. A method for processing financial instruments, the method comprising:
- receiving a physical financial instrument;
printing data on the received physical financial instrument;
capturing an image of the physical financial instrument to produce an electronic image, wherein at least a portion of the data printed on the physical financial instrument is printed in a manner that substantially precludes reproduction in the electronic image; and
transmitting the electronic image across a network.
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Abstract
Systems and processes for processing financial instruments include receiving a physical financial instrument, printing data on the received physical financial instrument, and capturing an image of the physical financial instrument to produce an electronic image. At least a portion of the data printed on the physical financial instrument is printed in a manner that substantially precludes reproduction in the electronic image. The electronic image is transmitted across a network, for example, to perform electronic processing, such as posting or clearing.
141 Citations
20 Claims
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1. A method for processing financial instruments, the method comprising:
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receiving a physical financial instrument; printing data on the received physical financial instrument; capturing an image of the physical financial instrument to produce an electronic image, wherein at least a portion of the data printed on the physical financial instrument is printed in a manner that substantially precludes reproduction in the electronic image; and transmitting the electronic image across a network. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A check processing system comprising:
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a transport for processing financial instruments; a printer adapted to print data onto financial instruments fed through the transport; a scanner adapted to capture an image of the financial instruments fed through the transport; an ink reservoir connected to the printer and containing ink selected such that data printed with the ink is visible to a human but is substantially non-reproducible when the financial instruments including data printed with the ink are captured by the scanner. - View Dependent Claims (11, 12, 13, 14, 15)
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16. A method for check processing comprising:
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receiving a physical check for clearing; applying a sequence number onto the physical check using a selected ink such that the sequence number is visible on the physical check; and capturing an image of at least one side of the physical check to produce an electronic image, wherein the selected ink is adapted to substantially preclude capture when capturing the image. - View Dependent Claims (17, 18, 19, 20)
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Specification