CUSTOMIZED PAYMENT TRANSACTION NOTIFICATION
First Claim
Patent Images
1. A method comprising:
- receiving information that a transaction associated with a portable consumer device is occurring; and
providing an alert to a consumer associated with the portable consumer device, wherein the alert indicates that the transaction is occurring, wherein the alert is sent to the consumer according to a time or communication mode previously specified by the consumer using an interface that allows the user to specify the time and communication mode for receiving the alert.
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Abstract
A method for customizing alerts and notifications for portable consumer device transactions is disclosed. One embodiment of the invention is directed to a method comprising receiving information that a transaction associated with a portable consumer device is occurring, and providing an alert to a consumer associated with the portable consumer device, wherein the alert indicates that the transaction is occurring, wherein the alert is sent to the consumer according to a time or communication mode previously specified by the consumer using an interface that allows the user to specify the time and communication mode for receiving the alert.
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Citations
26 Claims
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1. A method comprising:
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receiving information that a transaction associated with a portable consumer device is occurring; and providing an alert to a consumer associated with the portable consumer device, wherein the alert indicates that the transaction is occurring, wherein the alert is sent to the consumer according to a time or communication mode previously specified by the consumer using an interface that allows the user to specify the time and communication mode for receiving the alert. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A computer readable medium comprising:
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code for receiving information that a transaction associated with a portable consumer device is occurring; and code for providing an alert to a consumer associated with the portable consumer device, wherein the alert indicates that the transaction is occurring, wherein the alert is sent to the consumer according to a time or communication mode previously specified by the consumer using an interface that allows the user to specify the time and communication mode for receiving the alert. - View Dependent Claims (10, 11, 12, 13, 14, 15)
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16. A client computer comprising a processor, and a computer readable medium, wherein the computer readable medium comprises instructions for executing a method comprising:
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receiving information on how to be notified if a predetermined activity is occurring with respect to a portable consumer device, wherein an alert is provided in manner consistent with the information provided if the predetermined activity is occurring wherein the information provided is a result of a consumer'"'"'s choice to customize an alert for each predetermined activity by using an interface that allows a user to customize the alert according to at least communication mode and time; and sending the information to a notification server. - View Dependent Claims (17, 18, 19)
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20. A method comprising:
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providing information on how to be notified if a predetermined activity is occurring with respect to a portable consumer device; and receiving an alert in manner consistent with the information provided if the predetermined activity is occurring wherein the information provided is a result of the consumer'"'"'s choice to customize an alert for each predetermined activity by communication mode and time. - View Dependent Claims (21, 22, 23, 24, 25)
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26. A phone comprising a processor, and a computer readable medium coupled to the processor, wherein the computer readable medium comprises code for receiving an alert, wherein the alert indicates that the transaction is occurring, wherein the alert is sent to the consumer according to a time or communication mode previously specified by the consumer using an interface that allows the consumer to specify the time and communication mode for receiving the alert.
Specification