Methods for Real-Time Underwriting
First Claim
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1. A method for underwriting comprising:
- receiving authorization from a customer for access to predictive data, the predictive data comprising at least one of pharmacy profile information, lab profile information, and credit information;
retrieving the predictive data;
generating a risk score based on the predictive data;
generating a substantially real-time quote based on the risk score; and
providing the substantially real-time quote to the customer.
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Abstract
Methods for providing substantially real-time quotes are provided. In one respect, a method may receive from a potential customer authorization to access at least the potential customer'"'"'s pharmacy profile. The pharmacy profile may be retrieved and a risk score may be generated as a function of the pharmacy profile. A quote may be generated based on the risk and may be provided to the potential customer at substantially real-time.
56 Citations
17 Claims
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1. A method for underwriting comprising:
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receiving authorization from a customer for access to predictive data, the predictive data comprising at least one of pharmacy profile information, lab profile information, and credit information; retrieving the predictive data; generating a risk score based on the predictive data; generating a substantially real-time quote based on the risk score; and providing the substantially real-time quote to the customer. - View Dependent Claims (2, 3, 4, 5, 12, 13)
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6. A method for underwriting comprising:
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receiving authorization to access a pharmacy profile from a customer; retrieving the pharmacy profile; generating a substantially real-time quote based on the pharmacy profile; and providing the substantially real-time quote to the customer. - View Dependent Claims (7, 8, 9, 10, 11, 14, 15, 16, 17)
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Specification