Methods for providing secure eCommerce transactions
First Claim
1. A method of facilitating an eCommerce transaction between a consumer and an eCommerce merchant via a third party entity, comprising:
- receiving, by said eCommerce merchant, a selection of goods for purchase and a first code from said consumer;
transmitting at least a second code from said eCommerce merchant to said third party entity to request confirmation from said third party entity of said eCommerce transaction, said second code being at least partially derived from said first code;
receiving, by said eCommerce merchant, said confirmation from said third party entity;
shipping, by said eCommerce merchant, said goods only if said confirmation indicates that said consumer has approved, via said third party entity, said eCommerce transaction, wherein said merchant is unaware of financial information belonging to said consumer that is usable for conducting another transaction and wherein said merchant is also unaware of at least one of identity of said consumer and a shipping data that is specific to said consumer; and
receiving by said eCommerce merchant payment for said eCommerce transaction from said third party entity.
2 Assignments
0 Petitions
Accused Products
Abstract
A method of facilitating an eCommerce transaction between a consumer and an eCommerce merchant via a third party entity is provided. The eCommerce merchant receives a selection of goods for purchase and a first code from the consumer. The eCommerce merchant transmits at least a second code to the third party entity to request confirmation of the eCommerce transaction. The second code is at least partially derived from the first code. The eCommerce merchant receives the confirmation from the third party entity. The eCommerce merchant ships the goods only if the confirmation indicates that the consumer has approved, via the third party entity, the eCommerce transaction. The merchant is unaware of financial information belonging to the consumer and at least one of identity of the consumer and a shipping data that is specific to the consumer. The eCommerce merchant receives payment for the eCommerce transaction from the third party entity.
37 Citations
22 Claims
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1. A method of facilitating an eCommerce transaction between a consumer and an eCommerce merchant via a third party entity, comprising:
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receiving, by said eCommerce merchant, a selection of goods for purchase and a first code from said consumer; transmitting at least a second code from said eCommerce merchant to said third party entity to request confirmation from said third party entity of said eCommerce transaction, said second code being at least partially derived from said first code; receiving, by said eCommerce merchant, said confirmation from said third party entity; shipping, by said eCommerce merchant, said goods only if said confirmation indicates that said consumer has approved, via said third party entity, said eCommerce transaction, wherein said merchant is unaware of financial information belonging to said consumer that is usable for conducting another transaction and wherein said merchant is also unaware of at least one of identity of said consumer and a shipping data that is specific to said consumer; and receiving by said eCommerce merchant payment for said eCommerce transaction from said third party entity. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. An article of manufacture embodying a computer-readable medium for storing computer-readable code for facilitating an eCommerce transaction between a consumer and an eCommerce merchant via a third party entity, comprising:
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computer readable code for receiving, by said eCommerce merchant, a selection of goods for purchase and a first code from said consumer; computer readable code for transmitting at least a second code from said eCommerce merchant to said third party entity to request confirmation from said third party entity of said eCommerce transaction, said second code is at least partially derived from said first code; computer readable code for receiving, by said eCommerce merchant, said confirmation from said third party entity; computer readable code for facilitating shipping, by said eCommerce merchant, said goods only if said confirmation indicates that said consumer has approved, via said third party entity, said eCommerce transaction, wherein said merchant is unaware of financial information belonging to said consumer that is usable for conducting another transaction and at least one of identity of said consumer and a shipping data that is specific to said consumer; and computer readable code for receiving by said eCommerce merchant payment for said eCommerce transaction from said third party entity. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A method of facilitating a transaction between a consumer and a merchant, said transaction representing a purchase of goods or service from said merchant, said method being performed by a third party entity, said third party entity is an entity other than said consumer and said merchant, comprising:
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receiving a first code from said merchant, said first code being associated with said consumer in a database; receiving at least one of a transaction amount and an identification of said goods or service from said merchant; confirming while said transaction is pending, via at least one of a telephone network and a data network, with said consumer to obtain one of an approval and a denial by said consumer for said transaction; if said approval is obtained from said consumer for said transaction, transmitting an indication of said approval to said merchant, thereby enabling said merchant to complete said transaction. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22)
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Specification