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Filtered healthcare payment card linked to tax-advantaged accounts

  • US 20080183627A1
  • Filed: 01/29/2007
  • Published: 07/31/2008
  • Est. Priority Date: 01/29/2007
  • Status: Abandoned Application
First Claim
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1. A method for substantiating a purchase from a merchant, comprising:

  • (a) generating a receipt for a purchase that includes at least one of healthcare and non-healthcare items;

    (b) verifying a merchant category code for the merchant;

    (c) capturing purchase details;

    (d) reading a transaction instrument at a point of sale;

    (e) encrypting data stored in the card;

    (f) sending the encrypted data and purchase details to a card platform;

    (g) authorizing payment for eligible healthcare items purchased from a merchant having a verified merchant category code; and

    (h) transferring payment of non-eligible healthcare items to a third party administrator.

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