METHOD AND SYSTEM FOR PROVIDING REMOTE FINANCIAL SERVICES
First Claim
1. A computer-implemented method for providing remote financial services comprising:
- receiving a request for at least one financial transaction from a customer through a kiosk at a remote location, the kiosk including a camera and a display, the kiosk being coupled with a call center at a location, the remote location being physically distinct from the location of the call center, an individual corresponding to the call center and being located remote from customer;
providing assistance of the individual to the customer at the remote location using the first camera and the display, the assistance providing including displaying a virtual attendant on the display at the remote location and providing at least one image from the camera on the kiosk, the virtual attendant corresponding to the individual and for assisting the customer with the at least one financial transaction; and
dispensing funds from the kiosk if the at least one financial transaction is successful.
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Accused Products
Abstract
A method and system for providing remote financial services are described. The method and system include receiving a request for financial transaction(s) from a customer through a kiosk at a remote location. The kiosk includes a first camera and a display, and is coupled with a call center at a location physically distinct from the remote location. The call center includes a second camera for an individual. The method and system also include displaying image(s) of the individual on the display of the kiosk to provide a virtual attendant who assists the customer with the financial transaction(s). Data is transferred from the call center to the kiosk and displayed on the kiosk. Other data is transferred from the kiosk to the call center and displayed to the individual. The method and system also include dispensing funds from the kiosk if the financial transaction(s) are successful.
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Citations
25 Claims
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1. A computer-implemented method for providing remote financial services comprising:
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receiving a request for at least one financial transaction from a customer through a kiosk at a remote location, the kiosk including a camera and a display, the kiosk being coupled with a call center at a location, the remote location being physically distinct from the location of the call center, an individual corresponding to the call center and being located remote from customer; providing assistance of the individual to the customer at the remote location using the first camera and the display, the assistance providing including displaying a virtual attendant on the display at the remote location and providing at least one image from the camera on the kiosk, the virtual attendant corresponding to the individual and for assisting the customer with the at least one financial transaction; and dispensing funds from the kiosk if the at least one financial transaction is successful.
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2. A computer-implemented method for providing remote financial services comprising:
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receiving a request for at least one financial transaction from a customer through a kiosk at a remote location, the kiosk including a first camera and a display, the kiosk being coupled with a call center at a location, the remote location being physically distinct from the location of the call center, the call center including a second camera for an individual at the call center; displaying at least one image of the individual on the display of the kiosk to provide a virtual attendant at the remote location for assisting the customer with the at least one financial transaction; transferring data for the at least one financial transaction between the call center and the kiosk, at least a first portion of the data being transferred from the call center to the kiosk and displayed on the display for the kiosk, at least a second portion of the data being transferred from the kiosk to the call center and being displayed to the individual; and dispensing funds from the kiosk if the at least one financial transaction is successful. - View Dependent Claims (3, 4, 5, 6, 7, 8)
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9. An executable software product stored on a computer-readable medium containing program instructions for providing remote financial services, the program instructions for:
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receiving a request for at least one financial transaction from a customer through a kiosk at a remote location, the kiosk including a first camera and a display, the kiosk being coupled with a call center at a location, the remote location being physically distinct from the location of the call center, the call center including a second camera for an individual at the call center; displaying at least one image of the individual on the display of the kiosk to provide a virtual attendant at the remote location for assisting the customer with the at least one financial transaction; transferring data for the at least one financial transaction between the call center and the kiosk, at least a first portion of the data being transferred from the call center to the kiosk and displayed on the display for the kiosk, at least a second portion of the data being transferred from the kiosk to the call center and being displayed to the individual; and dispensing funds from the kiosk if the at least one financial the transaction is successful.
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10. A kiosk for providing remote financial services, the kiosk residing at a remote location, the kiosk comprising:
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at least one input device for receiving a request for at least one financial transaction from a customer; and at least one processor coupled with the at least one input device, the at least one processor coupled with a call center at a location, the remote location being physically distinct from the location of the call center, the at least one processor also for transferring data for the at least one financial transaction between the call center and the kiosk, at least a first portion of the data being transferred from the kiosk to the call center and being displayed to the individual; at least one display coupled to the at least one processor, the display for displaying the individual to provide a virtual attendant at the remote location, at least a second portion of the data being transferred from the call center to the kiosk and displayed on the display; and at least one output for dispensing funds from the kiosk if the transaction is successful. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
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19. A call center for providing remote financial services, the call center residing at a location and comprising:
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at least one input for a request for at least one financial transaction from a customer at a remote location, the remote location including a first camera for capturing a first plurality of images and a first display, the remote location being physically distinct from the location of the call center, the call center; a second camera coupled with the input, the second camera for capturing a second plurality of images of an individual at the call center, the second plurality of images being transferred through the at least one input to the display of the remote location to provide a virtual attendant at the remote location for assisting the customer with the at least one financial transaction; a second display for displaying the first plurality of images to the individual at the call center; at least one processor for transferring data for the at least one financial transaction between the call center and the kiosk, at least a first portion of the data being transferred from the call center to the kiosk and displayed on the display for the kiosk, at least a second portion of the data being transferred from the kiosk to the call center and being displayed to the individual, the processor further for transmitting a request to dispense funds to the customer if the at least one financial transaction is successful.
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20. A system for providing remote financial services comprising:
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a kiosk including a first camera, a first display, at least a first processor, and at least one output, the kiosk residing at a remote location and for receiving a request for at least one financial transaction from a customer, the first camera for capturing a first plurality of images a the remote location, the at least one output for dispensing funds from the kiosk if the transaction is successful; a call center connected with the kiosk, the call center at a location physically distinct from the remote location of the kiosk, the call center including a second camera, at least a second processor, and a second display, the second camera for capturing a second plurality of images of an individual at the call center, the second plurality of images being transferred to the first display of the remote location to provide a virtual attendant at the remote location for assisting the customer with the at least one financial transaction, the second display for receiving and displaying the first plurality of images, data for the at least one financial transaction being transferred between the call center and the kiosk, at least a first portion of the data being transferred from the call center to the kiosk and displayed on the first display, at least a second portion of the data being transferred from the kiosk to the call center and being displayed on the second display. - View Dependent Claims (21, 22, 23, 24, 25)
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Specification