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Systems and methods for automated purchase requests

  • US 20080195506A1
  • Filed: 10/23/2006
  • Published: 08/14/2008
  • Est. Priority Date: 10/23/2006
  • Status: Active Grant
First Claim
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1. A method for electronically purchasing a product comprising:

  • specifying a user;

    stipulating an approval level of the user;

    defining routing actions based on the approval level and identity of the specified user;

    submitting a transaction by the specified user to purchase the product;

    identifying payment options to complete the transaction based upon the submitted transaction and the specified user;

    selecting an identified payment option;

    submitting a purchase request by the specified user, indicating the selected payment option;

    determining if the submitted purchase request complies with the stipulated approval level of the specified user;

    accepting the submitted purchase request if it is determined that the submitted purchase request complies with the stipulated approval level of the specified user and routing the submitted purchase request based on the defined routing actions if it is determined that the submitted purchase request does not comply with the stipulated approval level of the specified user; and

    purchasing the product if the submitted purchase request was accepted and taking the defined routing if the submitted purchase request does not comply with the stipulated approval level of the specified user.

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