System and Method for Providing Alerts Over a Network
First Claim
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1. A method comprising:
- receiving as input transactional data including a card identifier from a point of sale;
determining at least one device alert corresponding to the received transactional data; and
forwarding the at least one alert to a mobile unit associated with the card identifier.
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Abstract
The present disclosure provides system and methods for providing real time alerts over a network. In one respect, transactional data including a card identifier is received by a transaction processor. At least one alert corresponding to the received transactional data may be determined and may be forwarded to a mobile unit associated with the card identifier. Alternatively or in addition, messages received by a card user may be received. At least one alert responsive to the received message may be determined and may be forwarded to a card user via a mobile unit.
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Citations
23 Claims
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1. A method comprising:
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receiving as input transactional data including a card identifier from a point of sale; determining at least one device alert corresponding to the received transactional data; and forwarding the at least one alert to a mobile unit associated with the card identifier. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A method for providing real-time account information, the method comprising:
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registering a card with an alert system; receiving at the alert system a message from a user of the card; determining an alert associated with the received message; and forwarding the alert to a mobile unit associated with the registered card. - View Dependent Claims (15, 16, 17, 18)
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19. A system comprising:
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a transaction processor operable to;
receive transactional data including a card identifier, determine an alert associated with the data;queue the alert for distribution; and an outgoing alert server coupled to the transaction processor, the server operable to forward the alert to a mobile unit associated with the card identifier. - View Dependent Claims (20, 21, 22, 23)
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Specification