MOBILE COUPON METHOD AND PORTABLE CONSUMER DEVICE FOR UTILIZING SAME
First Claim
1. A method comprising:
- receiving through a payment processing network, an indication of a purchase transaction by a consumer;
generating a mobile coupon based upon information from the purchase transaction; and
disseminating the mobile coupon to the consumer.
1 Assignment
0 Petitions
Accused Products
Abstract
Embodiments of the present invention relate to systems and methods involving mobile coupons. In one embodiment, an indication of a prior purchase transaction over a payment processing network, serves as a trigger to generate and disseminate a mobile coupon for a subsequent transaction. By generating and promulgating the coupon within a limited time of the first transaction, the recipient is disposed to be receptive based upon his or her current shopping status and also possibly geographic location. According to another embodiment, information from a mobile coupon may be presented from the consumer to a merchant in a contactless manner, utilizing an antenna of a portable device operated by a consumer. Coupon information may be communicated to the merchant with the payment information, or prior to or subsequent to transmission of the payment information to the merchant.
343 Citations
34 Claims
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1. A method comprising:
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receiving through a payment processing network, an indication of a purchase transaction by a consumer; generating a mobile coupon based upon information from the purchase transaction; and disseminating the mobile coupon to the consumer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A method comprising:
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receiving a coupon comprising a code at a portable consumer device comprising an antenna operated by a consumer; using the antenna to provide payment information for a purchase transaction to a merchant; and using the antenna to also provide the code to the merchant. - View Dependent Claims (10, 11, 12, 13)
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14. A portable consumer device comprising:
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a contactless element; a wireless data transfer element associated with the contactless element; a processor; and a computer readable storage medium configured to store a coupon including a code, the contactless element configured to transmit the code to a merchant upon receipt of a command from a user. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21)
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22. A method comprising:
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receiving a coupon comprising a code at a mobile phone operated by a consumer; displaying the code on a screen of the mobile phone; and showing the screen including the code to a merchant, thereby allowing the merchant to thereafter provide a discount to the consumer. - View Dependent Claims (23, 24, 25, 26, 27)
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28. A method comprising:
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receiving a coupon comprising a code at a portable consumer device comprising an antenna operated by a consumer; and providing the code to a merchant using an antenna. - View Dependent Claims (29, 30, 31, 32, 33, 34)
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Specification