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PAYMENTS USING A MOBILE COMMERCE DEVICE

  • US 20080208762A1
  • Filed: 07/30/2007
  • Published: 08/28/2008
  • Est. Priority Date: 02/22/2007
  • Status: Abandoned Application
First Claim
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1. A method of processing a payment transaction in a mobile commerce system, the method comprising:

  • receiving at a first acquirer system a communication from a point-of-sale (POS) device, the communication related to the payment transaction and including information identifying a financial account from which a payment is requested;

    identifying a second acquirer for authorizing the payment, wherein the second acquirer system is identified based on the information identifying the financial account;

    sending the communication to the second acquirer system for authorization of the transaction based on the information related to the financial account; and

    receiving from the second acquirer system an indication of whether the transaction is authorized.

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