CONTENT INSURANCE
First Claim
1. A method of providing content insurance for distributed digital content to a consumer of said digital content where said consumer has purchased said content insurance via a merchant and a clearing house maintains information uniquely identifying said consumer and digital content for which said consumer has purchased said content insurance via said merchant, said method comprising:
- receiving a first electronic receipt generated by said merchant, said first electronic receipt identifying digital content for which said consumer has requested retrieval;
comparing said digital content identified by said first electronic receipt to said information uniquely identifying said consumer and digital content for which said consumer has purchased said content insurance, andwherein when said comparison indicates said digital content identified by said first electronic receipt is the same as digital content for which said consumer has purchased said content insurance, said consumer is allowed to retrieve said digital content identified by said electronic receipt.
1 Assignment
0 Petitions
Accused Products
Abstract
The present invention provides for the protection of and ability to upgrade to new formats of digital content by providing consumers of the digital content the capability of purchasing content insurance on digital content they consume. By purchasing insurance on content, at a later time consumers are able to return to the content distribution channels and re-obtain the previously purchased content in the same, or new format as the original purchased.
12 Citations
15 Claims
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1. A method of providing content insurance for distributed digital content to a consumer of said digital content where said consumer has purchased said content insurance via a merchant and a clearing house maintains information uniquely identifying said consumer and digital content for which said consumer has purchased said content insurance via said merchant, said method comprising:
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receiving a first electronic receipt generated by said merchant, said first electronic receipt identifying digital content for which said consumer has requested retrieval; comparing said digital content identified by said first electronic receipt to said information uniquely identifying said consumer and digital content for which said consumer has purchased said content insurance, and wherein when said comparison indicates said digital content identified by said first electronic receipt is the same as digital content for which said consumer has purchased said content insurance, said consumer is allowed to retrieve said digital content identified by said electronic receipt. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method of providing a consumer with content insurance for distributed digital content in which a third party verifies information regarding content insurance purchased by said consumer, said insurance allowing said consumer, at a later time, to upgrade said digital content to a new digital format or replacing said digital content in an original format upon loss of said digital content, said method comprising:
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receiving a request from said consumer to purchase insurance on specified digital content; generating an electronic receipt, said electronic receipt including information uniquely identifying said specified digital content and an indication insurance has been purchased for said specified digital content; transmitting said electronic receipt to said consumer; receiving a request to retrieve said specified digital content, said request including said electronic receipt; sending said electronic receipt to said third party, said third party verifying the authenticity of said electronic receipt and upon verification, said third party issues a voucher for said specified digital content, said voucher allowing said consumer to retrieve said specified digital content, and transmitting said voucher to said consumer. - View Dependent Claims (9, 10)
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11. A system for securely providing a consumer with content insurance for digital data representative of digital content purchased by said consumer, said insurance allowing said consumer, at a later time, to replace said digital data upon loss or to upgrade said digital content to digital data having a different format than that of said digital data originally purchased, said system comprising:
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client software located at said consumer, said client software allowing manipulation of said purchased digital content encrypted utilizing personalized encryption; an insurer, said insurer maintaining a policy of all content insurance purchased by said consumer, and wherein said client software receives an electronic receipt from a merchant, said electronic receipt identifying digital content which said consumer has purchased and including an indication said consumer has purchased insurance for said purchased digital content; said client software transmitting said electronic receipt to said insurer, said insurer adding information identifying said digital content identified by said receipt to said policy based upon said indication said consumer has purchased insurance for said purchased digital content, said insurer transmitting a voucher for said purchased digital content to said client software; said client software transmitting said voucher to a content provider and upon verification of said voucher by said content provider, said client software retrieves said purchased digital content.
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12. A system for providing content insurance for electronically distributed digital content to a consumer of said digital content, said insurance allowing said consumer, at a later time, to upgrade said digital content to a new digital format or replacing said digital content in an original format upon loss of said digital content, said method comprising:
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an insurance agent, said insurance agent receiving a request from said consumer to purchase said content insurance for first electronically distributed digital content; said insurance agent receiving a request from said consumer to retrieve second electronically distributed digital content; an insurer, said insurer storing information uniquely identifying said consumer and said first digital content for which said content insurance is purchased; said insurer, in response to said request to retrieve said second digital content, determining second digital content is the same as said first digital content for which said content insurance is purchased, said determination made utilizing said stored information, and wherein, when said second digital content is the same as said first digital content, said consumer is allowed to retrieve said requested digital data of specified digital content. - View Dependent Claims (13, 14, 15)
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Specification