METHOD AND APPARATUS FOR EVALUATING EQUIPMENT LEASES
First Claim
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1. A system for evaluating equipment leases using a processing device, comprising:
- an input interface for receiving inquiries from a plurality of subscribers concerning prospective leases of equipment from vendors to a prospective lessees and for receiving information regarding terminated leases;
a database for storing the inquiries and information regarding terminated leases; and
an output interface for providing information about a specified prospective lessee and a specified vendor including prior inquiries for equipment leases involving the specified prospective lessee, prior inquiries for equipment leases involving equipment provided by the specified vendor, prior equipment leases terminated by the specified prospective lessee and terminated equipment leases of equipment provided by the specified vendor.
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Abstract
A lease information processing system provides subscribers, such as funding sources and lease brokers, with information indicating whether a proposed lease may have an enhanced chance of premature termination, based on prior leases and concurrent leases by the vendor and lessee, along with reports of suspicious activity reported by other subscribers.
24 Citations
14 Claims
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1. A system for evaluating equipment leases using a processing device, comprising:
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an input interface for receiving inquiries from a plurality of subscribers concerning prospective leases of equipment from vendors to a prospective lessees and for receiving information regarding terminated leases; a database for storing the inquiries and information regarding terminated leases; and an output interface for providing information about a specified prospective lessee and a specified vendor including prior inquiries for equipment leases involving the specified prospective lessee, prior inquiries for equipment leases involving equipment provided by the specified vendor, prior equipment leases terminated by the specified prospective lessee and terminated equipment leases of equipment provided by the specified vendor. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method of evaluating equipment leases using a processing device, comprising:
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providing an input interface for receiving inquiries from a plurality of subscribers concerning prospective leases of equipment from vendors to a prospective lessees and for receiving information regarding terminated leases; storing the inquiries and information regarding terminated leases in a database; and providing an output interface for providing information about a specified prospective lessee and a specified vendor including prior inquiries for equipment leases involving the specified prospective lessee, prior inquiries for equipment leases involving equipment provided by the specified vendor, prior equipment leases terminated by the specified prospective lessee and terminated equipment leases of equipment provided by the specified vendor. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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Specification