SMART APPARATUS FOR MAKING SECURE TRANSACTIONS
First Claim
1. A card having a dynamic number, said card comprising:
- a processing device operatively associated with at least one memory, wherein said at least one memory is configured for storing at least one of an operating system, an application program, and data;
wherein said data includes a numerical representation for a stored bio-sample, said stored bio-sample representing the enrolment bio-sample for a user;
a display device configured for displaying information, said display device operatively associated with said processing device;
a receiver operatively associated with the processing device and configured for receiving data from an external device;
a power source electrically associated with the processing device, memory, display device, and receiver;
wherein said receiver is configured to receive a data signal from an external device associated with a biosensor associated with the user, said data signal comprising a numerical representation of a real time bio-sample of the user;
wherein the processing device is configured compare one of the processed and unprocessed data signal to the digital representation of the stored bio-sample and generate security data based on the comparison;
wherein said security data comprises one of a ID valid flag and an ID invalid flag, wherein a ID valid flag is generated when the numerical representations of the two bio-samples are determined to be substantially equivalent and wherein an ID invalid flag is generated when the numerical representations of the two bio-samples are determined not to be substantially equivalent;
wherein said processing device is further configured to calculate a dynamic card number using a constant value and a dynamic value when an ID valid flag is generated;
wherein the dynamic card number is valid for a predetermined period of time; and
wherein said display device is activated to display the generated dynamic card number for at least part of said predetermined period of time.
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Accused Products
Abstract
The disclosed invention relates to an apparatus and method for making secured transactions. Such an apparatus may include a smart card device configured with a display for display a static or dynamic number for making a secured transaction. The display is configured to display a valid card number after the user'"'"'s identify has been verified using a biometric verification process. The device may further comprise a programmable magnetic strip that is programmed with user data after the user'"'"'s identify has been verified. The apparatus may further include a cloning process to allow a second device to perform secure transactions. One such second device is a smart module associated with a vehicle.
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Citations
1 Claim
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1. A card having a dynamic number, said card comprising:
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a processing device operatively associated with at least one memory, wherein said at least one memory is configured for storing at least one of an operating system, an application program, and data; wherein said data includes a numerical representation for a stored bio-sample, said stored bio-sample representing the enrolment bio-sample for a user; a display device configured for displaying information, said display device operatively associated with said processing device; a receiver operatively associated with the processing device and configured for receiving data from an external device; a power source electrically associated with the processing device, memory, display device, and receiver; wherein said receiver is configured to receive a data signal from an external device associated with a biosensor associated with the user, said data signal comprising a numerical representation of a real time bio-sample of the user; wherein the processing device is configured compare one of the processed and unprocessed data signal to the digital representation of the stored bio-sample and generate security data based on the comparison; wherein said security data comprises one of a ID valid flag and an ID invalid flag, wherein a ID valid flag is generated when the numerical representations of the two bio-samples are determined to be substantially equivalent and wherein an ID invalid flag is generated when the numerical representations of the two bio-samples are determined not to be substantially equivalent; wherein said processing device is further configured to calculate a dynamic card number using a constant value and a dynamic value when an ID valid flag is generated; wherein the dynamic card number is valid for a predetermined period of time; and wherein said display device is activated to display the generated dynamic card number for at least part of said predetermined period of time.
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Specification