METHOD AND SYSTEM FOR MANAGING A NON-CHANGING PAYMENT CARD ACCOUNT NUMBER
First Claim
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1. A method for managing a cardholder'"'"'s payment card account having a non-changing account number associated with a payment card, the method comprising the steps of:
- assigning a series of dynamic attributes to an account number;
identifying the payment card account; and
changing the dynamic attributes of the account number without changing the account number.
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Abstract
The present invention provides a method and system for managing a cardholder'"'"'s payment card account having a non-changing account number associated with a payment card, the method comprising the steps of assigning a series of dynamic attributes to an account number, identifying the payment card account, and changing the dynamic attributes of the account number without changing the account number.
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Citations
22 Claims
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1. A method for managing a cardholder'"'"'s payment card account having a non-changing account number associated with a payment card, the method comprising the steps of:
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assigning a series of dynamic attributes to an account number; identifying the payment card account; and changing the dynamic attributes of the account number without changing the account number. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method for managing a cardholder'"'"'s payment card account having a non-changing account number associated with a payment card, the method comprising the steps of:
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assigning a series of dynamic attributes to an account number having 16 digits; identifying the payment card account by analyzing all 16 digits of the account number; managing a flow of processing activities based on the dynamic attributes of the account number; and changing the dynamic attributes of the account number without changing the account number. - View Dependent Claims (12, 13, 14, 15, 16, 17)
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18. A method for managing a cardholder'"'"'s payment card account having a non-changing account number associated with a payment card, wherein the method is implemented using a payment card system including an authorization system, a clearing system, and a database, the method comprising the steps of:
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assigning a series of dynamic attributes to an account number having 16 digits; identifying the payment card account by analyzing all 16 digits of the account number; managing a flow of processing activities based on the dynamic attributes of the account number; changing the dynamic attributes of the account number without changing the account number; and updating the database of the payment card system. - View Dependent Claims (19, 20, 21, 22)
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Specification