Debt Monitoring System
First Claim
1. A debt monitoring system for use by a plurality of suppliers which supply goods and/or services on credit to respective purchasers of those goods and/or services, each said supplier having data recording means for recording data of each said purchaser, said data including debts to said supplier in respect of goods and/or services provided or to be provided by said supplier to said purchaser and payment records in relation to said debts, and central data recording means for recording said purchaser data from said plurality of suppliers, means for transferring said purchaser data from the data recording means of respective said suppliers to said central data recording means, and means for determining from said transferred purchaser data, the purchasers who do not meet payment conditions prescribed by a said supplier for goods and/or services provided or to be provided by a said supplier.
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Accused Products
Abstract
A debt monitoring system for use by suppliers of a service such as child care centers which provide child care services to a number of users, the child care centres being provided with a computer having data recording means for recording data of each user of the service provided by that child care centre, the data including debt and payment records of the users and central data recording means which can upload the user data from the computer of each child care centre and analyse the data to determine users who default in payment to the child care centre. The debt monitoring system can also be applied to other suppliers of goods and/or services to a plurality of purchasers.
11 Citations
20 Claims
- 1. A debt monitoring system for use by a plurality of suppliers which supply goods and/or services on credit to respective purchasers of those goods and/or services, each said supplier having data recording means for recording data of each said purchaser, said data including debts to said supplier in respect of goods and/or services provided or to be provided by said supplier to said purchaser and payment records in relation to said debts, and central data recording means for recording said purchaser data from said plurality of suppliers, means for transferring said purchaser data from the data recording means of respective said suppliers to said central data recording means, and means for determining from said transferred purchaser data, the purchasers who do not meet payment conditions prescribed by a said supplier for goods and/or services provided or to be provided by a said supplier.
- 13. A debt monitoring system for use by a plurality of child care centers which provide child care services to respective users, each said child care centre having data recording means for recording data of each user of the service provided by said child care centre, said data including debt and payment records of a said user for services provided or to be provided by a said child care centre, and central data recording means for recording said user data from each child care centre, means for transferring said user data from the data recording means of respective said child care centers to said central data recording means, and means determining from said transferred user data, defaulting users who do not meet payment conditions prescribed by a said child care center for child care services provided by a said child care centre.
Specification