Systems and methods for profile-based mobile commerce
First Claim
1. A network system for providing recommendations to and automating tasks for a mobile subscriber having a mobile device, said network system comprising:
- i. a plurality of servers;
ii. an Intelligent Information Collecting Repository in communication with the servers; and
iii. a User Profile generated by the Intelligent Information Collecting Repository.
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Accused Products
Abstract
The invention discloses systems and methods for integrating Mobile Commerce applications with dynamically generated user profiles. A profiling engine collects and stores information regarding a mobile subscriber'"'"'s usage of Mobile Banking, Mobile Payment, and Mobile Brokerage, and stores the information in a profile. A Dynamic Event Server Subsystem comprising a Mobile Broker analyzes patterns in the subscriber'"'"'s usage of these applications. The mobile broker can thus provide intelligent feedback regarding purchases and financial transactions back to the applications and to the subscriber. This feedback is provided in real time.
205 Citations
21 Claims
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1. A network system for providing recommendations to and automating tasks for a mobile subscriber having a mobile device, said network system comprising:
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i. a plurality of servers; ii. an Intelligent Information Collecting Repository in communication with the servers; and iii. a User Profile generated by the Intelligent Information Collecting Repository. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A Mobile Broker for providing intelligent feedback to a mobile user performing financial transactions with a mobile device, said Mobile Broker comprising:
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i. a plurality of SIP-enabled servers; ii. a plurality of databases in communication with the servers; iii. a User Profile stored in the plurality of databases; and iv. a unit within the servers programmed to recognize and predict the mobile subscriber'"'"'s financial transactions based on the User Profile. - View Dependent Claims (12, 13, 14, 15, 16, 17)
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18. A method for providing intelligent feedback to a mobile subscriber having a mobile device, said method comprising the steps of:
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i. recording the mobile subscriber'"'"'s interactions with a plurality of applications on the mobile device; ii. analyzing the interactions to find patterns of behavior; and iii. providing the mobile subscriber with services customized to fit said patterns of behavior in real-time. - View Dependent Claims (19, 20, 21)
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Specification