MULTI-FACTOR AUTHENTICATION USING A ONE TIME PASSWORD
First Claim
Patent Images
1. A method of authenticating a user, the method comprising:
- receiving a one time password from a user;
comparing the received one time password to a first one time password associated with the user and provided to the user on a receipt corresponding to a transaction; and
authenticating the user into a service only if the received one time password matches the first one time password associated with the user.
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Abstract
A method of authenticating a user includes receiving a one time password from the user. The received one time password is compared to a first one time password associated with the user and provided to the user on a receipt corresponding to a transaction. The user is authenticated into a service only if the received one time password matches the first one time password associated with the user.
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Citations
20 Claims
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1. A method of authenticating a user, the method comprising:
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receiving a one time password from a user; comparing the received one time password to a first one time password associated with the user and provided to the user on a receipt corresponding to a transaction; and authenticating the user into a service only if the received one time password matches the first one time password associated with the user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method of authenticating a user comprising:
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receiving authentication information from the user, wherein the authentication information comprises a one time password; comparing the received one time password to a first one time password associated with the user and provided to the user through an automated teller machine; and authenticating the user into a service only if the received one time password matches the first one time password associated with the user. - View Dependent Claims (12, 13, 14, 15)
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16. An automated teller machine comprising:
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a one time password storage unit capable of storing a one time password; a printing apparatus, wherein the printing apparatus is capable of printing the one time password such that the one time password can be presented to a user; and a distribution mechanism capable of distributing the printed one time password to the user. - View Dependent Claims (17, 18, 19, 20)
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Specification