On-Line Generation and Verification of Personalised Money
First Claim
1. A method of creating personalised money for subsequent redemption, comprising:
- creating the personalised money in electronic format including a value based token having a header comprising a data set including a unique identifier, and a cryptographic portion;
storing the unique identifier for future validation of redeemed personalised money;
on receipt of an on-line request from a customer, encoding the value based token onto a data carrier and providing the electronic personalised money including the data carrier over a communications channel; and
printing the personalised money with the data carrier for subsequent redemption.
1 Assignment
0 Petitions
Accused Products
Abstract
Personalised money may be produced on-line and carry an identifier having at least a first and a second data set. The first data set may represent a unique item identifier and the second data set other item related information. Both data sets are encrypted and printed on the money, for example encoded in a data matrix symbol. The user may present the printed money for redemption at which point the data matrix symbol is scanned to retrieve the encrypted data sets. The data set including the unique identifier may be sent to a remote location for decryption and comparison against a stored identifier. The second data set may be decrypted and compared locally. Different encryption may be used for the two data sets.
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Citations
18 Claims
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1. A method of creating personalised money for subsequent redemption, comprising:
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creating the personalised money in electronic format including a value based token having a header comprising a data set including a unique identifier, and a cryptographic portion; storing the unique identifier for future validation of redeemed personalised money; on receipt of an on-line request from a customer, encoding the value based token onto a data carrier and providing the electronic personalised money including the data carrier over a communications channel; and printing the personalised money with the data carrier for subsequent redemption. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. A system for creating personalised money for subsequent redemption, comprising:
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means for creating the personalised money in electronic format including a value based token having a header comprising a data set including a unique identifier, and a cryptographic portion; means for storing the unique identifier for future validation of redeemed personalised money; an encoder for, on receipt of an on-line request from a customer, encoding the value based token, onto a data carrier and providing the electronic personalised money including the data carrier over a communications channel; and a printer for printing the personalised money with the data carrier for subsequent redemption.
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Specification