Interactive credential system and method
First Claim
1. A method of collecting and distributing confidential insurance loss history and account performance information comprising the steps of:
- collection and storage of real time insurance loss history and account performance information in a database;
transmitting authorization to view said real time insurance loss history and account performance information via a surveyed party processor operatively associated with a control means;
authenticating and authorizing third parties'"'"' access to said database; and
,presenting said real time insurance loss history and account performance information in a first format via said control means, wherein said control means is operatively associated with said database.
1 Assignment
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Accused Products
Abstract
An interactive credential system and method is provided. The system comprises a database containing employee-employer-applicant surveyed information, industry specific criteria such as insurance loss history and account performance, an authorization code for authorizing access to the database and a control device, operatively associated with the database, for presenting weighted scores. The system further includes a surveyed party processor operatively associated with the control device, and wherein the surveyed party processor is capable of transmitting the authorization code to view the surveyed information. The system further comprises a participant processor that is capable of requesting authorization to download the employee-employer-applicant information, including weighted scores computed from the system'"'"'s algorithms processed from industry specific parameters.
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Citations
20 Claims
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1. A method of collecting and distributing confidential insurance loss history and account performance information comprising the steps of:
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collection and storage of real time insurance loss history and account performance information in a database; transmitting authorization to view said real time insurance loss history and account performance information via a surveyed party processor operatively associated with a control means; authenticating and authorizing third parties'"'"' access to said database; and
,presenting said real time insurance loss history and account performance information in a first format via said control means, wherein said control means is operatively associated with said database. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method of collecting and distributing information comprising the steps of:
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collection and storage of real time information in a database, said real time information including motor vehicle reports driver-related information; transmitting authorization to view said real time information via a surveyed party processor operatively associated with a control means; authenticating and authorizing third parties'"'"' access to said database; and
,presenting said real time information in a first format via said control means, wherein said control means is operatively associated with said database. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20)
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Specification