Systems and methods for facilitating electronic transactions and deterring fraud
First Claim
1. A digital system for performing an electronic transaction comprising:
- a graphical interface configured for allowing a client to conduct a electronic transaction wherein the interface is further configured to ask the client whether fraud deterrent software may be operated on the client computer as part of the transaction; and
,a server configured to allow said electronic transaction, to perform the operation of the client side software when this is permitted by the client, and to receive information subsequently transmitted by the client side software program.
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Accused Products
Abstract
Systems and methods are described for providing fraud deterrents during e-commerce, e-transactions, and digital rights management and access. One or more fraud deterrents may be automatically selected by a client, seller, bank, or other 3rd party and may be implemented or presented to the client as a potential fraud deterrent option that may be chosen. Fraud deterrent options may be provided which are associated with particular aspects of the transaction including a client'"'"'s profile, the value of an item, or the preferences of the seller. The fraud deterrent features can be provided as part of a digital shopping cart and may be highly customized by the client including allowing the client to customize conceptual passwords which are presented during subsequent transactions.
244 Citations
21 Claims
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1. A digital system for performing an electronic transaction comprising:
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a graphical interface configured for allowing a client to conduct a electronic transaction wherein the interface is further configured to ask the client whether fraud deterrent software may be operated on the client computer as part of the transaction; and
,a server configured to allow said electronic transaction, to perform the operation of the client side software when this is permitted by the client, and to receive information subsequently transmitted by the client side software program. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 21)
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16. A system for detecting fraud comprising:
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A remote server configured for obtaining an external footprint of a user'"'"'s profile and to communicate with client-side fraud detection software program that is operated on the client'"'"'s computer; and
,the client-side fraud detection software program configured to generate an internal footprint and send this internal footprint to the remote server - View Dependent Claims (17, 18, 19, 20)
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Specification