METHOD OF TARGETED MARKETING

• US 20080294513A1
• Filed: 05/23/2007
• Published: 11/27/2008
• Est. Priority Date: 05/23/2007
• Status: Abandoned Application

• Current Assignee: Buse T. Joseph Jr
• Original Assignee: Buse T. Joseph Jr
• Inventors: Buse, T. Joseph JR.
• Application Number:
  US11/752,411
• Publication Number:
  US 20080294513A1
• Time in Patent Office: Days
• US Class Current: 705/14.39
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 30/0239 Online discounts or incentives

Abstract

A method for supplying a targeted message with a statement to a consumer. Consumer data is provided to generate a first statement item. The first statement item includes data used as predetermined triggers. Supplemental data is provided which is compared to the predetermined triggers thereby creating a first subset of supplemental data. The targeted message is created from the first subset of the supplemental data.

Claims

1. A method for supplying a targeted message with a statement to a consumer, the method comprising:

providing consumer data;

generating a first statement item from the consumer data, the first statement item including predetermined triggers;

providing supplemental data;

comparing the predetermined triggers to the supplemental data thereby creating a first subset of supplemental data; and

creating the targeted message from the first subset of the supplemental data, wherein the targeted message is specific to the consumer.

2. The method of claim 1 further comprising:

distributing the targeted message with the statement to the consumer, wherein the statement is an account statement, a credit card statement, a billing statement, an explanation of benefits statement, or an account rewards statement, or combinations thereof.

3. The method of claim 2 wherein the targeted message is on the statement to the consumer.

4. The method of claim 2 wherein the targeted message and the statement are distributed electronically to the consumer.

5. The method of claim 4 wherein the targeted message and the statement are distributed via electronic mail to the consumer.

6. The method of claim 4 wherein the targeted message and the statement are distributed to the consumer via a website.

7. The method of claim 4 wherein the targeted message and the statement are distributed to a cellular phone, smart phone, or PDA.

8. The method of claim 1 wherein predetermined triggers are medical diagnosis codes, medical procedure codes, volume usage, demographic variables, personal lifestyle preferences, buying patterns, or food purchases, or combinations thereof.

9. The method of claim 1 wherein the comparing step uses a decision logic based rules engine.

10. A method for supplying a targeted message with a statement to a patient, the method comprising:

providing patient data;

generating a first statement item from the patient data, the first statement item including predetermined triggers, wherein predetermined triggers are medical diagnosis codes (ICD9), medical procedure codes (CPT), National Drug Codes (NDC), amount due, explanation of benefits/services, the party primarily responsible for disease state, medical provider, insurance company, payment, age, gender, date or frequency of visit, or combinations thereof;

providing supplemental data;

comparing the predetermined triggers to the supplemental data thereby creating a first subset of supplemental data; and

creating the targeted message from the first subset of the supplemental data, wherein the targeted message is specific to the patient.

11. The method of claim 10 wherein providing patient data further comprises:

transmitting the patient data to a third party statement processor.

12. The method of claim 10 wherein the predetermined triggers further include patient medical history.

13. The method of claim 10 wherein the comparing step uses a decision logic based rules engine.

14. The method of claim 10 further comprising:

distributing the targeted message with the statement to the consumer, wherein the statement is an account statement, a billing statement, or an explanation of benefits statement, or combinations thereof.

15. The method of claim 14 wherein the targeted message is on the statement to the consumer.

16. The method of claim 14 wherein the targeted message and the statement are distributed electronically to the consumer.

17. The method of claim 16 wherein the targeted message and the statement are distributed via electronic mail to the consumer.

18. The method of claim 16 wherein the targeted message and the statement are distributed to the consumer via a website.

19. The method of claim 16 wherein the targeted message and the statement are distributed to a cellular phone, smart phone, or PDA.

20. The method of claim 10 further comprising:

generating a second statement item from the patient data, the second statement item including predetermined triggers, wherein predetermined triggers are medical diagnosis codes (ICD9), medical procedure codes (CPT), National Drug Codes (NDC), amount due, explanation of benefits/services, the party primarily responsible for disease state, medical provider, insurance company, payment, age, gender, date or frequency of visit, or combinations thereof;

comparing the predetermined triggers in the second statement item to the supplemental data thereby creating a second subset of the supplemental data; and

refining the targeted message created from the first subset of the supplemental data with the second subset of the supplemental data.