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MOBILE COMMERCE SERVICE

  • US 20080294556A1
  • Filed: 12/14/2007
  • Published: 11/27/2008
  • Est. Priority Date: 05/24/2007
  • Status: Abandoned Application
First Claim
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1. A method of enabling a consumer to pay a vendor, the method comprising:

  • enabling, using a vendor point of sale (POS) system, a consumer to enter a messaging address through which the user may receive communications on a wireless device;

    enabling the consumer to identify goods for purchase from a vendor;

    generating a transaction total for the identified goods;

    receiving the messaging address from the consumer to pay the transaction total;

    receiving, at an intermediary server operated by a wireless carrier, a transaction request for the consumer to pay the transaction total;

    determining whether the transaction request is permitted;

    transmitting, using the intermediary server, the transaction request to the wireless device associated with the messaging address;

    presenting the transaction request to the consumer in a display on the wireless device;

    enabling, using the wireless device, the consumer to authorize the transaction request;

    receiving, using the wireless device, authorization for the transaction request;

    transmitting the authorization to the intermediary server;

    receiving, using the intermediary server;

    the authorization;

    transferring, based on receiving the authorization, resources to the vendor to pay the transaction amount.

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