SUPPLY OF REQUESTED OFFER BASED ON OFFEREE TRANSACTION HISTORY
First Claim
1. A method comprising:
- receiving, at an automated communication system, a first transmission including;
a request for inventory;
information corresponding to an account in a payment processing system; and
a return address;
forming, from a first database in communication with the automated communication system, a first set of merchants from a first plurality of merchants that have in their respective inventories the requested inventory;
retrieving, from a second database in communication with the automated communication system and containing purchases made on the account, at least one said purchase made on the account that matches the requested inventory;
retrieving from a third database in communication with the automated communication system;
a second set of merchants from the first set of merchants, wherein each said merchant in the second set has an offer in the third base that is based, at least in part, upon those purchases made on the account that match the requested inventory; and
the offer in the third database from each said merchant in the second set;
andforming, at the automated communication system, a second transmission addressed to the return address and including the second set of matching merchants and their respective offers.
1 Assignment
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Accused Products
Abstract
An automated communication system supplies a requested offer for inventory to an offeree based on the offeree'"'"'s transaction history. A consumer can request an offer for inventory using a consumer device that transmits to a Requested Offer Supplier (ROS) the request, information pertaining to an account in a payment processing system, and a return address. The ROS matches the consumer'"'"'s request for inventory to a set of merchants having that inventory that are willing to make an offer for the requested inventory based on the consumer'"'"'s transaction history. The ROS transmits the offer to the consumer via the return address. The consumer accept the merchant'"'"'s offer by entering into a transaction with the merchant for the requested inventory that applies the offer to the transaction.
191 Citations
44 Claims
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1. A method comprising:
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receiving, at an automated communication system, a first transmission including; a request for inventory; information corresponding to an account in a payment processing system; and a return address; forming, from a first database in communication with the automated communication system, a first set of merchants from a first plurality of merchants that have in their respective inventories the requested inventory; retrieving, from a second database in communication with the automated communication system and containing purchases made on the account, at least one said purchase made on the account that matches the requested inventory; retrieving from a third database in communication with the automated communication system; a second set of merchants from the first set of merchants, wherein each said merchant in the second set has an offer in the third base that is based, at least in part, upon those purchases made on the account that match the requested inventory; and the offer in the third database from each said merchant in the second set; and forming, at the automated communication system, a second transmission addressed to the return address and including the second set of matching merchants and their respective offers. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29)
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30. A method comprising:
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receiving, at an automated communication system, a first transmission including; a request for inventory; information corresponding to an account in a payment processing system; and a return address; forming, from a database in communication with the automated communication system, a set of matching merchants from a plurality of merchants that have in their respective inventories the requested inventory; forming a merchant transmission addressed to each said merchant in the set of matching merchant, the merchant transmission including the requested for inventory and a characterization of the transaction history of purchases made on the account in the payment processing system; receiving, at an automated communication system, a second merchant transmission including at least one offer from at least one merchant in the set of matching merchants; and forming, at the automated communication system, a second transmission addressed to the return address and including the at least one offer from at least one first set of matching merchants. - View Dependent Claims (31, 32, 33, 34, 35, 36)
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37. An automated communication system comprising:
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means for receiving a first transmission including; a request for inventory; information corresponding to an account in a payment processing system; and a return address; means for forming, from a first database in communication with the automated communication system, a first set of merchants from a first plurality of merchants that have in their respective inventories the requested inventory; means for retrieving, from a second database in communication with the automated communication system and containing purchases made on the account, each said purchase made on the account that matches the requested inventory; means for retrieving, from a third database in communication with the automated communication system; a second set of merchants from the first set of merchants, wherein each said merchant in the second set has made an offer based, at least in part, upon the purchases made on the account that matches the requested inventory; and the offer from each said merchant in the second set; and means for forming a second transmission addressed to the return address and including the second set of matching merchants and their respective offers. - View Dependent Claims (38, 39)
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40. An automated communication system comprising:
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a call handler to send and receive transmissions over a network; a computer in communication with the call handler; and storage for; information regarding a plurality of merchants including; each merchant name; and each merchant inventory; code, executable by the computer, to; receive a first transmission including; a request for inventory; information corresponding to an account in a payment processing system; and a return address; form, from a first database in communication with the automated communication system, a first set of merchants from the plurality of merchants that have in their respective inventories the requested inventory; retrieve, from a second database in communication with the automated communication system and containing purchases made on the account, each said purchase made on the account that matches the requested inventory; retrieve, from a third database in communication with the automated communication system; a second set of merchants from the first set of merchants, wherein each said merchant in the second set has made an offer based, at least in part, upon the purchases made on the account that matches the requested inventory; and the offer from each said merchant in the second set; and form, at the automated communication system, a second transmission addressed to the return address and including the second set of matching merchants and their respective offers. - View Dependent Claims (41, 42, 43, 44)
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Specification