Methods and systems for making a payment and/or a donation via a network, such as the Internet, using a drag and drop user interface
First Claim
1. A method for enabling an online payment between a Payor using a computer readable medium, including a display, a user input device and a connection to a Network, having a server, and a Payee with a means for receiving the payment, the method comprising the steps of:
- displaying on the Payor display a first graphical user interface element adapted to be dragged; and
displaying on the Payor display a second graphical user interface element in a website; and
selecting, in response to the Payor user input device, the first graphical user interface element; and
dragging, in response to the Payor user input device, the first graphical user interface element; and
dropping the first graphical user interface element, in response to the Payor user input device, onto the second graphical user interface element; and
sending, in response to the drag and drop interaction, information identifying the Payor and the Payee and specifying an amount of the transaction to a processor having a transaction manager in order to initiate a transaction.
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Accused Products
Abstract
The invention provides methods and systems that facilitate and expedite electronic transactions between a computer readable medium user (“Payor”), and a merchant or payee (“Payee”), including payment through the Internet. The invention allows the Payor to make a payment to a Payee of an exact desired amount using a drag and drop graphical user interface control, dragging from a graphical element displayed on the Payor terminal and dropping into a Payee'"'"'s visual display on a website. The invention reduces the complexity and the time of the payment transaction, improving the user overall experience. The invention can be implemented for online commerce, for mobile payments, for small amount online payments, for online donations, or for payments using prepaid accounts. The invention can be implemented by an accounts issuer institution or by a funds and transactions managing entity.
121 Citations
14 Claims
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1. A method for enabling an online payment between a Payor using a computer readable medium, including a display, a user input device and a connection to a Network, having a server, and a Payee with a means for receiving the payment, the method comprising the steps of:
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displaying on the Payor display a first graphical user interface element adapted to be dragged; and displaying on the Payor display a second graphical user interface element in a website; and selecting, in response to the Payor user input device, the first graphical user interface element; and dragging, in response to the Payor user input device, the first graphical user interface element; and dropping the first graphical user interface element, in response to the Payor user input device, onto the second graphical user interface element; and sending, in response to the drag and drop interaction, information identifying the Payor and the Payee and specifying an amount of the transaction to a processor having a transaction manager in order to initiate a transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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Specification