System and method for delivering targeted promotional announcements over a telecommunications network based on financial instrument consumer data
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Accused Products
Abstract
A method for delivering an announcement in a telecommunications system comprising: receiving a message including an identity of a calling party; retrieving a customer profile associated with the calling party, wherein the customer profile includes information derived from a financial account associated with the calling party; receiving from the calling party a dialed number associated with a called party; selecting an announcement from a plurality of announcements based on the customer profile; and delivering the announcement to the calling party.
63 Citations
47 Claims
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1. -27. (canceled)
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28. A method for delivering an announcement in a telecommunications system comprising:
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maintaining a telephony connection between a calling party and a called party while a remaining earned time allotment is greater than zero; subtracting time from the remaining earned time allotment while the telephony connection is maintained; monitoring said telephony connection to determine if the calling party enters a request for an additional promotional message; in response to detecting the request for an additional promotional message, delivering the additional promotional message to the calling party, wherein the promotional message is selected based on information derived from a financial account associated with the calling party; soliciting a correct response from the calling party related to the content of promotional message; adding a time unit to the remaining earned time allotment after receiving the correct response from the calling party; and terminating said telephony connection when the remaining earned time allotment is zero. - View Dependent Claims (30, 31, 32, 33, 34, 35)
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29. (canceled)
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36. A method for delivering an announcement in a telecommunications system comprising:
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receiving information about an identity of a calling party; retrieving a subscriber profile associated with the calling party, wherein the subscriber profile includes information derived from a stored value or debit account associated with the calling party; selecting an announcement from a plurality of announcements based on the subscriber profile; and delivering the announcement to the calling party. - View Dependent Claims (37, 38)
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39. A system for delivering audio announcements comprising:
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an interactive voice response system; a subscriber profile database that includes historical purchasing data associated with a stored value account, wherein the stored value or debit card account is associated with the subscriber; an advertisement database; and an announcement module, in communication with the interactive voice response system, the subscriber profile database, and the advertisement database, wherein the announcement module is configured to received an identity of the subscriber from the interactive voice response system, select an advertisement from the advertisement database based on information in the subscriber profile database; and
deliver the advertisement to the interactive voice response system. - View Dependent Claims (40, 41, 42, 43, 44, 45, 46, 47)
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Specification