Device Method & System For Facilitating Mobile Transactions
First Claim
1. A digital key storage device comprising:
- a non-volatile memory adapted to store a digital key; and
a communication module adapted to provide a mobile communication device regulated access to data derived from the digital key stored on said non-volatile memory.
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Abstract
Disclosed is a method and system for facilitating secure transactions via mobile devices such as cell-phones, smart-phones, person digital assistants (“PDA”) and the like. According to some embodiments of the present invention, there is provided a system and method for authenticating a user via multi-factor authentication. According to further embodiments of the present invention, a user engaging in a transaction associated with a given transaction system (e.g. banking network, etc.) and requiring authentication may be authenticated using a combination of two or more keys, where a first key may be stored on a mobile device used as an interface to the transaction system, and where a second key may be stored on a digital key storage device functionally associated with the mobile device.
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Citations
12 Claims
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1. A digital key storage device comprising:
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a non-volatile memory adapted to store a digital key; and a communication module adapted to provide a mobile communication device regulated access to data derived from the digital key stored on said non-volatile memory. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A transaction system comprising:
a communication module adapted to communicate with a mobile device over a multifactor authentication secured communication session, wherein the multifactor authentication is based on at least one digital key stored on the mobile device and base on a digital key stored on a digital key storage device in wireless communication with the mobile device.
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8. A mobile device comprising:
a communication module adapted to communicate with a transaction system over a multifactor authentication secured communication session, wherein the multifactor authentication is based on at least one digital key stored on said mobile device and base on a digital key stored on a digital key storage device in wireless communication with said mobile device. - View Dependent Claims (9, 10, 11)
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12. Computer executable code stored on a digital storage medium and when executed by a processor of a mobile device said code adapted to cause the processor to configure a communication module to communicate with a transaction system over a multifactor authentication secured communication session, wherein the multifactor authentication is based on at least one digital key stored on said mobile device and base on a digital key stored on a digital key storage device in wireless communication with said mobile device.
Specification